Risk Policy Team Lead

UnionBank; Quezon City; On-site; PHP 900,000 - 1,500,000; Part time

Job summary

UnionBank is seeking a Risk Policy Team Lead in Quezon City to apply advanced risk management techniques and develop credit policy improvements. You will analyze credit and financial data, perform statistical modeling, and help implement policy changes across multiple products ensuring regulatory compliance.

The role requires leadership ability, experience in credit risk, and proficiency with SAS/Python/R in a UNIX environment.

Qualifications

• Bachelor's degree in finance, economics, statistics, mathematics, engineering, or a related field is required.
• Experience in credit risk, risk policy, or portfolio risk within banking or financial services is expected.
• Strong working knowledge of statistical analysis tools and credit modeling concepts is preferred.

Responsibilities

• Develop and improve risk policy techniques and processes across the credit spectrum.
• Analyze credit and financial performance to recommend policy adjustments using statistical methods.
• Utilize SAS in UNIX environments to perform risk, financial, and data analyses including profiling and testing.
• Support ad-hoc risk policy analyses and projects as required by senior management.
• Mentor junior officers and present insights to senior stakeholders while ensuring regulatory compliance.

Skills

Accountability

Adaptability

Analytical

Good Communication

Critical thinking

Teamwork

Willingness to learn

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Engineering, or related field

Tools

SAS

Python

R

Job description

Job Title: Risk Policy Team Lead

Location: UB Square, Eastwood, Quezon City

Employment Type: Probationary

About The Role

The Risk Policy Team Lead applies in-depth risk management expertise to develop new techniques and improve processes, analyzing credit and financial performance to recommend credit policy adjustments using advanced statistical methods and industry best practices.

What You’ll Do

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Provide coaching and mentoring to junior/supporting officers.
  
  

What We’re Looking For

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Engineering, or related field
• Solid experience in credit risk, risk policy, or portfolio risk within banking or financial services
• Strong working knowledge of statistical analysis tools (SAS, Python, R) and experience in credit modeling, scoring, or segmentation
• Solid understanding of credit risk frameworks, portfolio performance analysis, and BSP/regulatory standards
• Proven leadership skills with experience in mentoring teams and presenting insights to senior stakeholders
  
  

Required Skills: Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn

JOB ID: JOB_613