Risk Policy Analyst

UnionBank; Quezon City; On-site; PHP 400,000 - 700,000; Full time

Job summary

UnionBank is seeking a Risk Policy Analyst to join the Risk Management team at UB Square, Eastwood, Quezon City. The role focuses on reviewing the portfolio to identify credit migration and to manage portfolio exposure in coordination with risk management.

The analyst will work with Business, D&A and Credit teams to align risk appetite, ensure policy adherence, and provide data-driven insights for risk reporting and portfolio quality reviews.

Qualifications

• Bachelor's degree in Mathematics/Statistics or related field.
• Experience in analytics-focused role, preferably in finance.
• Proficiency in SAS, Python, SQL or R.
• Strong analytical and communication skills.
• Experience in project and stakeholder management is a plus.

Responsibilities

• Conduct reviews and monitoring of portfolio to identify credit migration with Risk Management.
• Provide supporting data and analytics for risk appetite settings.
• Collaborate with Credit, Business, D&A to manage portfolio and achieve targets.
• Assist in policy implementation and portfolio quality reviews.
• Report data for Credit Risk Reporting and Portfolio Quality Review.

Skills

Analytical

Communication

Teamwork

Problem solving

Stakeholder management

Education

Bachelor's degree in Mathematics/Statistics or related field

Tools

SAS

Python

SQL

R

Job description

Job Description:

Job Title: Risk Policy Analyst

Location: UB Square, Eastwood, Quezon City

Employment Type: Probationary

About The Role

The Risk Policy Analyst is an intermediate-level position responsible for conducting reviews and monitoring of the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage UnionBank's portfolio exposure to clients.

What You’ll Do

• Work as a team within Risk Management to provide supporting data & analysis in setting risk appetite for the product.
• Partner with Business, D&A and Credit counterparts in managing the portfolio to achieve plan numbers and product sustainability.
• Work with Credit and Business counterparts to ensure correct policy implementation on an operational level.
• Provide supporting data & analytics at on portfolio level and segment level for the purpose of monitoring & policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards
• Partner with Risk Reporting teams, provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

What We’re Looking For

• Bachelor's degree n Mathematics, Statistics, or a related quantitative field is a plus
• With relevant work experience ideally for analytics-focused role in any industry, experience in financial/banking industry is a plus
• SAS, Python, SQL, R or similar programming or data management skills
• Strong analytical skill
• Effective communication as well as presentation skills
• Experience in project management and stakeholder management is nice-to-have

Required Skills:

• Accountability
• Adaptability
• Analytical
• Good Communication Skills
• Critical thinking
• Teamwork
• Willingness to learn

JOB ID: JOB_615