Risk Officer-Credit Risk and Performance

UnionBank; Pasig; On-site; PHP 600,000 - 900,000; Full time

Job summary

Union Bank of the Philippines is seeking a Risk Officer-Credit Risk and Performance to analyze and measure credit risks and support risk-aware decision making. The role is based at UB Plaza in Pasig, Philippines, and involves developing metrics, running analyses, and ensuring alignment with risk appetite.

The successful candidate will coordinate with business units, operations, and IT to strengthen portfolio risk management, interpret regulatory guidance, and implement process improvements as

Qualifications

• Experience in credit risk analysis and risk management is preferred.
• Ability to interpret regulatory guidance and apply it to credit risk portfolios.

Responsibilities

• Prepares credit risk portfolio analysis and recommends new metrics for management and BoD.
• Performs QA checks and reconciles data from multiple sources.
• Develops models and tools to assess impact of scenarios on credit risks.
• Interprets policies relevant to portfolio credit risk and implements adjustments.
• Liaises with business units, operations, IT, and others to improve risk management.
• Performs other duties as assigned.

Skills

Accountability

Adaptability

Analytical

Communication skills

Critical thinking

Teamwork

Willingness to learn

Job description

Company:

Union Bank of the Philippines

Position:

Risk Officer-Credit Risk and Performance

Office Location:

UB Plaza - 21F Pasig (Headquarters)

Job Summary:

The Risk Officer-Credit Risk and Performance analyses & measures credit risks.

Duties And Responsibilities

• Prepares the credit risk portfolio & recommends new metrics for management & the BoD to understand the evolution of credit risk & its relationship with the business environment as well as gauge the risk-return trade-offs of the Bank's budget, strategies, & risk appetite
• Performs quality assurance checks & reconciliation of pertinent data from various sources
• Develops & applies analytical models & tools to assess the impact of expectations & other scenarios on the Bank's credit risks &/or determine the scenarios that could lead to credit risks that go beyond the Bank's risk appetite
• Interprets regulatory & internal policies that are relevant to portfolio credit risk management & implements process adjustments accordingly
• Liaises with business units, operations, IT, & other relevant parties to enhance the management of portfolio credit risk
• Performs other activities that may be assigned by his or her functional superiors.

Required Skills:

Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn