Relationship Manager - Siddipet

Saison International; Hinoba-an; On-site; PHP 264,000 - 396,000; Full time

Job summary

Credit Saison India is seeking a results-driven Relationship Manager to build and sustain strong client ties in Siddipet. You will advise on loans, deposits, investments, and insurance, while actively acquiring new customers through referrals and networking.

With 2+ years in banking sales, you will manage portfolios, meet targets, and cross-sell opportunities. Fluency in Telugu is essential, and travel within Siddipet region may be required.

Qualifications

• Bachelor's degree in a related field is required.
• 2+ years in relationship management or sales in banking.
• Strong knowledge of banking products: loans, deposits, investments, insurance.
• Excellent interpersonal and communication skills.
• Proven ability to meet and exceed sales targets.
• Strong negotiation and presentation skills.
• Customer-centric approach with ability to work independently.
• Telugu language proficiency is essential.

Responsibilities

• Develop and nurture relationships with individual and corporate clients in Siddipet.
• Understand client financial needs and advise on loans, deposits, investments, and insurance.
• Acquire new clients through referrals, networking, and direct outreach.
• Manage a portfolio, ensuring high satisfaction and retention.
• Identify cross-sell and upsell opportunities during reviews.
• Prepare and present financial proposals with clear product explanations.
• Aim to meet and exceed sales targets for banking products.
• Monitor market trends and competitors for threats/opportunities.
• Ensure compliance with internal policies and regulatory guidelines.
• Collaborate with credit and operations to ensure seamless service.
• Prepare regular reports on client interactions and sales performance.

Skills

Relationship management

Sales targets

Negotiation

Communication

Telugu language

Banking products

Education

Bachelor's degree in Business/Finance/Marketing

Job description

Responsibilities: **

• Develop and nurture lasting relationships with individual and corporate clients in Siddipet.
• Understand client financial requirements and provide tailored advice on various banking products (e.g., loans, deposits, investments, insurance).
• Proactively identify new business opportunities and acquire new clients through various channels, including referrals, networking, and direct outreach.
• Manage a portfolio of existing clients, ensuring high levels of satisfaction and retention.
• Conduct regular reviews of client portfolios to identify cross-selling and up-selling opportunities.
• Prepare and present financial proposals to clients, clearly explaining product features, benefits, and terms.
• Achieve individual and team sales targets for various banking products and services.
• Monitor market trends and competitor activities to identify potential threats and opportunities.
• Ensure compliance with all internal policies, procedures, and regulatory guidelines.
• Collaborate with internal departments (e.g., credit, operations) to ensure seamless service delivery to clients.
• Prepare regular reports on client interactions, sales performance, and market feedback.

Qualifications: **

• Bachelor's degree in Business Administration, Finance, Marketing, or a related field.
• Proven experience (2+ years) in relationship management, sales, or banking, preferably within the Siddipet region.
• Strong understanding of banking products and services, including loans, deposits, investments, and insurance.
• Excellent interpersonal and communication skills, with the ability to build rapport and trust with clients.
• Demonstrated ability to meet and exceed sales targets.
• Strong negotiation and presentation skills.
• Customer-centric approach with a focus on providing exceptional service.
• Ability to work independently and as part of a team.
• Proficiency in local language (Telugu) is essential.
• Knowledge of financial regulations and compliance requirements.
• Valid driver's license and willingness to travel within the Siddipet region as required.

At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities.

Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country.

Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.

Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees.

Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange.

The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.