Senior Manager - Financial Planning & Analysis

Saison International; Hinoba-an; On-site; PHP 1,587,000 - 2,777,000; Full time

Job summary

Credit Saison India is seeking an Senior Manager - FP&A to provide timely financial analysis, build models, and drive strategic financial decisions. You will partner with business units, lead budgeting and forecasting, and monitor performance across divisions.

The role requires NBFC experience, CA or MBA in Finance, and strong communication with senior management. Based in Mumbai, the position offers exposure to high-impact finance projects, cross-functional collaboration, and opportunities to

Qualifications

• CA or MBA (Finance) with NBFC experience.
• Strong knowledge of lending business and financial modeling.
• Experience in FP&A, budgeting, forecasting, and business partnering.

Responsibilities

• Provide timely and accurate financial analysis to support decision-making and business insights.
• Partner with operational managers to drive financial performance and strategic commercial decisions.
• Lead budgeting and forecasting processes to align with corporate objectives.
• Monitor key financial metrics and produce dashboards for senior management and stakeholders.
• Present complex financial information clearly to non-financial stakeholders and support business cases.

Skills

Financial analysis

Budgeting

Forecasting

Performance monitoring

Stakeholder communication

Education

CA/MBA in Finance

Job description

About Credit Saison

Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech's. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI)and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+physical offices,2.06 million active loans, an AUM of over US$2B and an employee base of about approx ~2000 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ)of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Position Details

Designation – Senior Manager - FP&A Location – Mumbai Qualification: CA/ MBA (Finance) with NBFC experience and possess knack of lending business

Financial Analysis and Insights

Provide timely and accurate financial analysis to support decision-making. Analyze financial performance, including variances from budgets and forecasts, and provide insights into business drivers and trends. Develop and present financial models and scenario analyses to assess the financial impact of various business decisions.

Business Partnering

Act as the primary financial liaison between the finance team and business units. Work closely with operational managers to understand their challenges and help them manage their financial performance. Translate financial data into actionable insights that can drive business growth and improve profitability. Provide support for business cases, new initiatives / partnership and strategic commercial decision support by offering a financial perspective.

Budgeting and Forecasting

Support the annual budgeting process for assigned business units, ensuring that financial targets align with the company’s overall objectives. Collaborate with department heads to ensure realistic budgeting and alignment with business goals.

Performance Monitoring and Reporting

Monitor key financial metrics, such as revenue, costs, margins, and profitability, to track performance against targets. Produce regular financial reports and dashboards for business units and senior management. Highlight areas of concern and recommend actions to address variances or capitalize on opportunities.

Stakeholder Communication

Present complex financial information to non-financial stakeholders in a clear and concise manner. Work with senior management to align financial strategies with business goals. Foster strong working relationships across different teams and departments.

Company Culture and Mission

At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion.

Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.