Microfinance Loan Officer - Growth & Credit Quality

BDO Unibank

Parañaque

On-site

PHP 240,000 - 400,000

Full time

11 days ago

Application generator

Don’t send a generic resume — generate a resume and cover letter tailored to this exact role.

Get past ATS filters

Job summary

BDO Unibank is seeking a capable loan officer to achieve microfinance loan volume targets while ensuring profitability and sound credit quality. You will actively solicit loan accounts, analyze applicants, and coordinate processing with relevant units, maintaining adherence to bank policies and delivering strong customer service.

The role requires fieldwork and sales experience, plus basic mathematical skills and integrity.

Qualifications

Graduate of any 4 year degree course.
Possesses good selling, communication and customer service skills.
Must have basic mathematical knowledge.
With high integrity.
Preferably familiar with computer software including word processing & spreadsheets.
With fieldwork and sales experience on Microfinance, an advantage.
Preferably can drive a motorcycle.

Responsibilities

Actively solicit microfinance loan accounts to meet the business needs of the customer
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
Initiates credit and collection activities to ensure credit quality of accounts
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
Ensures adherence to the bank’s policies and procedures
Execute sales and/or marketing activities that will achieve volume targets
Attends to inquiries and other requirements of the clients
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Perform other functions that may be assigned to him/her