Field Microfinance Loan Officer – Growth & Credit

BDO Unibank

San Pablo

On-site

PHP 180,000 - 300,000

Full time

11 days ago

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Job summary

BDO Unibank, Inc. is seeking a loan officer to drive microfinance loan growth while maintaining profitability and credit quality. The role emphasizes strong customer service and effective selling to meet volume targets.

The ideal candidate has a 4-year degree and proven communication, math, and sales skills, with integrity. Fieldwork and microfinance experience are a plus, and motorcycle driving is preferred for on-site client visits.

Qualifications

Graduate of any 4-year degree course.
Strong selling, communication and customer service skills.
Must have basic mathematical knowledge.
With high integrity.
With fieldwork and sales experience on Microfinance, an advantage.
Preferably can drive a motorcycle.

Responsibilities

Actively solicit microfinance loan accounts to meet the business needs of the customer.
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
Initiates credit and collection activities to ensure credit quality of accounts.
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
Ensures adherence to the bank’s policies and procedures.
Execute sales and/or marketing activities that will achieve volume targets.
Attends to inquiries and other requirements of the clients.
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Perform other functions that may be assigned to him/her