Loan Origination & Portfolio Growth Specialist

BPI DIRECT BANKO,INC. A SAVINGS BANK; Balayan; On-site; PHP 167,000 - 257,000; Full time

Job summary

BPI DIRECT BANKO,INC. A SAVINGS BANK is seeking a Loan Associate to drive loan origination and maintain a healthy loan portfolio. The role emphasizes field work, relationship management, and thorough credit evaluation of client documents.

The candidate should be a graduate with strong sales aptitude and familiarity with local markets, with about 95% field duties anticipated. This position reports to the Financial Inclusion and Microfinance Solutions Group's supervising Business Manager.

Qualifications

• Graduate of a 4-year degree, preferably in Finance / Management / Economics.
• Previous sales experience is preferred; fresh grads with good sales acumen are welcome.
• Familiarity with the branch community, markets, and local networks.
• Willing to do field work (95% of the time).

Responsibilities

• Identify, solicit and maintain desirable loan accounts in the assigned area.
• Implement marketing strategies to achieve loan origination targets.
• Gather, assess and validate loan documentary requirements for credit evaluation.
• Assess funding structures and utilization suitable to clients' needs.
• Proactively monitor and service accounts to maintain loan portfolio quality.
• Provide inputs to improve lending policies and guidelines.
• Perform other tasks as assigned by the supervising Business Manager.

Skills

Sales acumen

Community familiarity

Field work readiness

Graduate degree in business-related

Education

Bachelors degree

Job description

BPI DIRECT BANKO,INC. A SAVINGS BANK is seeking a Loan Associate to drive loan origination and maintain a healthy loan portfolio. The role emphasizes field work, relationship management, and thorough credit evaluation of client documents.

The candidate should be a graduate with strong sales aptitude and familiarity with local markets, with about 95% field duties anticipated. This position reports to the Financial Inclusion and Microfinance Solutions Group's supervising Business Manager.