Loans Origination Specialist — Field‑Driven Role

BPI DIRECT BANKO,INC. A SAVINGS BANK; Santa Rosa; On-site; PHP 180,000 - 260,000; Full time

Job summary

BPI Direct BanKo, Inc., a wholly owned subsidiary of the Bank of the Philippine Islands (BPI), is seeking a Loans Associate to drive loan origination and maintain portfolio quality. The role emphasizes field work, relationship building, and diligent documentation for credit evaluation.

Ideal candidates are graduates with a 4-year degree in Finance/Management/Economics or similar, with sales experience or strong sales acumen, and a readiness to operate in the branch community with extensive field

Qualifications

• Graduate of a 4-year degree course.
• Previous sales experience is needed but also open to fresh graduates with good sales acumen.
• Familiarity with the community of the branch (main markets, target segment, local network and connections).
• Willing to do field work (95% of the time).

Responsibilities

• Identifies, solicits and maintains desirable loan accounts in the assigned area.
• Implements marketing strategies geared towards achieving loan origination target.
• Gathers and validates loan documentary requirements for credit evaluation/review and decision.
• Assesses funding structures suitable to clients' needs.
• Implements proactive account monitoring and servicing to maintain loan quality.
• Provides inputs for policy/guideline improvements in lending operations.
• Performs other tasks as may be assigned by the supervising Business Manager.

Skills

Sales experience

Field work

Education

4-year degree (Finance / Management / Economics)

Job description

BPI Direct BanKo, Inc., a wholly owned subsidiary of the Bank of the Philippine Islands (BPI), is seeking a Loans Associate to drive loan origination and maintain portfolio quality. The role emphasizes field work, relationship building, and diligent documentation for credit evaluation.

Ideal candidates are graduates with a 4-year degree in Finance/Management/Economics or similar, with sales experience or strong sales acumen, and a readiness to operate in the branch community with extensive field