Loan Officer - Growth, Credit & Client Service

BDO Unibank; Catbalogan; On-site; PHP 279,000 - 502,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer to achieve loan volume targets while maintaining profitability and sound credit quality, with emphasis on delivering excellent customer service and addressing client inquiries in line with the bank's standards and requirements.

The role requires soliciting salary loan accounts, analyzing applicants' qualifications to determine loan feasibility, initiating credit and collection activities, coordinating with bank officers, and ensuring compliance

Qualifications

• Completion of any Bachelor's degree.
• Sales and fieldwork experience on loans is an advantage.
• Good selling and customer service skills.
• Basic mathematical skills.
• Preferably can drive a motorcycle.

Responsibilities

• Solicit salary loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients.
• Perform other functions that may be assigned to him/her.
• Ensure compliance with Banks policies, procedures and regulatory requirements.

Skills

Sales

Customer service

Basic math

Motorcycle driver

Education

Bachelor's degree

Job description

BDO Unibank, Inc. is seeking an Account Officer to achieve loan volume targets while maintaining profitability and sound credit quality, with emphasis on delivering excellent customer service and addressing client inquiries in line with the bank's standards and requirements.

The role requires soliciting salary loan accounts, analyzing applicants' qualifications to determine loan feasibility, initiating credit and collection activities, coordinating with bank officers, and ensuring compliance