Loan Account Officer — Growth & Credit Quality

BDO Unibank; Calunasan; On-site; PHP 300,000 - 600,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer in the Philippines to achieve loan volume targets and maintain profitability with sound credit quality while delivering exceptional customer service in line with the bank's standards.

The role involves handling salary loan inquiries, assessing applicants, initiating credit and collection activities, and coordinating with other bank units to process and service loan applications.

Qualifications

• Completion of any Bachelor's degree.
• Sales and fieldwork experience on loans is an advantage.

Responsibilities

• Solicit salary loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients
• Perform other functions that may be assigned to him/her
• Ensure compliance with Banks policies, procedures and regulatory requirements

Skills

Sales skills

Customer service

Math skills

Motorcycle driving

Education

Bachelor's degree

Job description

BDO Unibank, Inc. is seeking an Account Officer in the Philippines to achieve loan volume targets and maintain profitability with sound credit quality while delivering exceptional customer service in line with the bank's standards.

The role involves handling salary loan inquiries, assessing applicants, initiating credit and collection activities, and coordinating with other bank units to process and service loan applications.