Lending Center Head: SME Banking & Credit Strategy

RCBC; Pampanga; On-site; PHP 1,200,000 - 2,100,000; Full time

Job summary

RCBC is seeking a senior banking leader to implement strategies and directly manage a team of Relationship Managers and Relationship Associates. The role focuses on marketing and delivering bank products to commercial and SME customers, while thoroughly reviewing and endorsing credit proposals to appropriate approving bodies.

The ideal candidate has extensive experience in credit analysis, account management, and leadership with a track record of meeting targets and ensuring credit quality.

Qualifications

• Ten years industry experience in credit analysis and account management.
• Knowledge of banking regulations and credit policies.
• Strong leadership and supervisory abilities.
• Excellent decision-making and organizational skills.

Responsibilities

• Implements and monitors marketing plans, strategies, action plans and objectives in line with the annual budget.
• Oversees and applies the marketing and account management activities of Relationship Managers through monitoring cross-selling efforts, coordination of daily transactions, solicitation and completion of deals.
• Directly manages key accounts and solicits new business for the Center. Joins client calls/ocular inspections.
• Supervises and monitors Relationship Managers' performance to ensure compliance with targets set. Reviews actual monthly performance vis-a-vis targets.
• Reviews credit proposals to ensure accuracy and adherence to credit policies/regulatory requirements; presents to higher authorities.

Skills

Credit analysis

Account management

Leadership

Decision making

Planning

Job description

RCBC is seeking a senior banking leader to implement strategies and directly manage a team of Relationship Managers and Relationship Associates. The role focuses on marketing and delivering bank products to commercial and SME customers, while thoroughly reviewing and endorsing credit proposals to appropriate approving bodies.

The ideal candidate has extensive experience in credit analysis, account management, and leadership with a track record of meeting targets and ensuring credit quality.