LEGAL COLLECTION OFFICER

Zion 100 Lending Investors Inc.; Quezon City; On-site; PHP 300,000 - 540,000; Full time

Job summary

Zion 100 Lending Investors Inc. in Quezon City seeks a Legal Collection Officer to oversee loan collection operations, focusing on past-due accounts.

The role requires leadership, negotiation, and strong field collection skills to protect the company’s financial interests. Responsibilities include field visits, negotiating payment arrangements, supervising the team, preparing legal documents, and maintaining records.

Qualifications

• Law degree or related legal field required.
• Bar admission is highly desirable.
• 2–3 years in legal, collections, or financial services.
• Knowledge of loan documentation and collection procedures.
• Willing to conduct field visits.
• Leadership skills and ability to manage a collection team.
• Excellent written and verbal communication in English and Filipino.
• Willing to work under collection targets and performance standards.
• Owns a motorcycle and driver's license.

Responsibilities

• Supervise, monitor and ensure timely collection of current, overdue and delinquent accounts.
• Develop effective collection strategies to improve collection performance.
• Personally conduct field visits and meet borrowers who fail to pay.
• Negotiate reasonable payment arrangements with delinquent borrowers.
• Recommend corrective actions and improvements when targets are not achieved.
• Prepare and process legal documentation related to collection activities, including demand letters, summonses, and court filings.
• Monitor and maintain accurate records of all collection cases, court proceedings, and related correspondence.
• Support the execution of enforcement actions, including court orders and asset recovery procedure.
• Submit regular collection performance report of the group.
• Provide recommendations to reduce loan delinquency and bad debts.
• Set collection targets and monitor individual performance.
• Guide, train and motivate Field Account Officers/Collectors

Skills

Leadership

Negotiation

Communication

Problem Solving

Field Collection

Field Visits

Team Management

Report Writing

Education

Law degree

Job description

About us

Zion 100 Lending Investors Inc. is a micro lending institution established in Quezon City, dedicated to providing accessible and reliable financial assistance to small business entrepreneurs, security personnel, carinderia and mini grocery. Our vision is to become a trusted and reliable lending partner, empowering entrepreneurs and individual through accessible financial services and sustainable lending opportunities. Our Mission is to provide responsible and accessible financial assistance to qualified borrowers, particularly small business owners helping them sustain their livelihoods, grow their businesses.

About the role

The Legal Collection Officer is responsible for managing, monitoring and improving the company's loan collection operations, particularly past due and delinquent accounts. The position requires strong leadership, negotiation, communication, problem solving and field collection skills to ensure timely loan payments while protecting the company's financial interests.

Key responsibilities

• Supervise, monitor and ensure timely collection of current, overdue and delinquent accounts
• Develop effective collection strategies to improve collection performance
• Personally conduct field visits and meet borrowers who fail to pay
• Negotiate reasonable payment arrangements with delinquent borrowers
• Recommend corrective actions and improvements when targets are not achieved
• Prepare and process legal documentation related to collection activities, including demand letters, summonses, and court filings
• Monitor and maintain accurate records of all collection cases, court proceedings, and related correspondence
• Support the execution of enforcement actions, including court orders and asset recovery procedure
• Submit regular collection performance report of the group
• Provide recommendations to reduce loan delinquency and bad debts
• Set collection targets and monitor individual performance
• Guide, train and motivate Field Account Officers/Collectors

What we're looking for

• Diploma or Bachelor's degree in Law, Paralegal Studies, or a related legal field; admission to the Philippine Bar as a paralegal or law clerk is highly desirable
• Minimum 2–3 years of experience in a legal, collections, or financial services environment
• Knowledgeable in loan documentation and collection procedures
• Willing to conduct field visits and personally handle difficult accounts
• Result oriented, responsible, disciplined and trustworthy
• With leadership skills and ability to manage a collection team
• Excellent written and verbal communication skills in English and Filipino
• Willing to work under collection targets and performance standards
• With his own motorcycle and drivers license

The company is looking for someone who does not simply wait for collection reports but takes initiative and personally finds solutions. The ideal candidate must be a leader, a problem-solver who can recover difficult accounts and a Field oriented officer who is willing to meet clients personally and a result driven professional who can improve the company's collection performance.