Lead Backend Architect, Cross-Border Crypto Payments

Coins.ph; Taguig; On-site; PHP 1,800,000 - 3,600,000; Full time

Job summary

Coins.ph is hiring a senior architect to lead the design, development, and ongoing optimization of our cross-border payment platform in the Philippines. You will own the end-to-end architecture for acquiring, clearing, settlement, and ledger accounting, and drive integrations with international rails and major payment networks.

You will partner with risk, compliance, finance, and product teams to ensure security, reliability, and scalable performance in a fast-growing crypto-finance environment.

Qualifications

• 5+ years of professional Java development experience with at least 2+ years in technical architecture and distributed system design.
• At least 2+ years of specialized experience in building and maintaining payment infrastructure with cross-border payment platforms.
• Proven track record as lead developer or architect for the end-to-end lifecycle of a core payment platform (acquiring, clearing, or settlement).
• Strong understanding of capital protection frameworks and practical experience in diagnosing fund-loss incidents or automated mitigation systems.
• Experience integrating with international payment rails, banking APIs, local payment methods (LPMs), and credit card networks is highly preferred.
• Excellent communication skills with ownership, accountability, and proactive problem-solving.

Responsibilities

• System Architecture & Delivery: Lead architectural design, end-to-end development, and performance optimization of the core cross-border payment platform across acquiring, clearing, settlement, and ledger accounting.

Skills

Java programming

Distributed systems

Technical architecture

Cross-border payments

Communication & ownership

Tools

Banking APIs

International payment rails

Security tooling & risk mitigation

Job description

Coins.ph is hiring a senior architect to lead the design, development, and ongoing optimization of our cross-border payment platform in the Philippines. You will own the end-to-end architecture for acquiring, clearing, settlement, and ledger accounting, and drive integrations with international rails and major payment networks.

You will partner with risk, compliance, finance, and product teams to ensure security, reliability, and scalable performance in a fast-growing crypto-finance environment.