Fraud Investigations & Risk Analyst

RCBC; Taguig; On-site; PHP 480,000 - 720,000; Full time

Job summary

RCBC is seeking a dedicated professional to monitor, review, and investigate day-to-day bank-wide fraud reports and alerts. The role includes analyzing transactions, gathering supporting documents, and providing dispositions based on investigation results.

You will document findings via FIR, update investigation logs, and escalate to the Department Head and other stakeholders. Collaborations across units and external groups help detect and mitigate fraud trends.

Qualifications

• College degree holder; Masters degree not preferred but advantageous.
• 2–5 years of related experience.
• Knowledge in Bank Operations, Risk Management, Fraud Investigations & Monitoring, Data Analytics, System Analysis.
• Good communication and decision-making skills.

Responsibilities

• Investigates bank-wide fraud cases (internal and external) by analyzing transactions and gathering supporting documents.
• Documents findings in Fraud Investigation Report (FIR) and updates logs; escalates to supervisors and stakeholders.
• Collaborates with Business Units, Information Security Governance, Operational Risk, Compliance, ITG, HRG.
• Conducts risk orientation, trainings, and awareness campaigns for employees on fraud topics.
• Performs site visits for fraud risk assessments (e.g., surprise branch visits).
• Escalates cases with significant impact or losses and provides mitigation recommendations.
• Coordinates with industry groups (AFWG, BAP, PPMI, CCAP) on fraud trends and responses.

Skills

Fraud investigations

Risk management

Data analytics

Bank operations

System analysis

Communication skills

Decision making

Education

Bachelor's degree

Master's degree (advantage)

Job description

RCBC is seeking a dedicated professional to monitor, review, and investigate day-to-day bank-wide fraud reports and alerts. The role includes analyzing transactions, gathering supporting documents, and providing dispositions based on investigation results.

You will document findings via FIR, update investigation logs, and escalate to the Department Head and other stakeholders. Collaborations across units and external groups help detect and mitigate fraud trends.