Field Sales Officer – Microfinance Loan Growth

BDO Unibank; Baguio; On-site; PHP 250,000 - 360,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises in Baguio and nearby Benguet areas to grow loan volume while upholding profitability and sound credit quality.

Responsibilities include actively soliciting microfinance loan accounts, assessing applicants, initiating credit and collection actions, and coordinating with processing units to ensure timely loan booking.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets is a plus.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably able to drive a motorcycle.
• Willing to be assigned in Baguio, La Trinidad and Buguias Benguet.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers/units for processing and servicing loan applications.
• Review and update customer loan files and agreements for credit processing.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematical ability

Education

Bachelor’s/Four- or Five-year degree

Job description

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises in Baguio and nearby Benguet areas to grow loan volume while upholding profitability and sound credit quality.

Responsibilities include actively soliciting microfinance loan accounts, assessing applicants, initiating credit and collection actions, and coordinating with processing units to ensure timely loan booking.