Field Sales Officer

BDO Unibank; Baguio; On-site; PHP 250,000 - 360,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises in Baguio and nearby Benguet areas to grow loan volume while upholding profitability and sound credit quality.

Responsibilities include actively soliciting microfinance loan accounts, assessing applicants, initiating credit and collection actions, and coordinating with processing units to ensure timely loan booking.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets is a plus.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably able to drive a motorcycle.
• Willing to be assigned in Baguio, La Trinidad and Buguias Benguet.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers/units for processing and servicing loan applications.
• Review and update customer loan files and agreements for credit processing.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematical ability

Education

Bachelor’s/Four- or Five-year degree

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Willing to be assigned in Baguio, La Trinidad and Buguias Benguet