Credit Risk & Financial Analysis Specialist

Insular Oil Corporation; Manila; Presencial; PHP 420.000 - 540.000; Jornada completa

Descripción de la vacante

Insular Oil Corporation is seeking a Credit Analyst to support financial statement analysis, credit evaluation, and SBLC monitoring in Manila. You will interpret ratios, advise on credit lines and collateral, and coordinate with industrial specialists for timely document submissions.

The role requires 2–3 years of relevant experience, strong Excel skills, and the ability to present analyses to management. Collaborative team environment with independent work expectations.

Formación

• Bachelor's degree in finance, accounting or related field is required.
• 2–3 years of relevant credit or financial analysis experience preferred.
• Experience in petroleum, oil and gas, logistics or banking is advantageous.

Responsabilidades

• Coordinate with Industrial Specialists to submit latest financial documents.
• Analyze audited statements and classify accounts using prescribed spreadsheets.
• Interpret key ratios and provide credit line recommendations.
• Prepare reports and present findings at CRECOM meetings.
• Maintain SBLCs database and monitor expirations with timely advisories.
• Assist in enrollment of new accounts and Credit Evaluations.

Conocimientos

Financial statement analysis

Credit analysis

Credit risk assessment

Accounts receivable management

Analytical thinking

Communication skills

Educación

Bachelor's degree in Accountancy, Finance, Business Administration, Economics, Banking and Finance, Management, or related field

Herramientas

Microsoft Excel

MS Office

Descripción del empleo

Insular Oil Corporation is seeking a Credit Analyst to support financial statement analysis, credit evaluation, and SBLC monitoring in Manila. You will interpret ratios, advise on credit lines and collateral, and coordinate with industrial specialists for timely document submissions.

The role requires 2–3 years of relevant experience, strong Excel skills, and the ability to present analyses to management. Collaborative team environment with independent work expectations.