Energy Credit Analyst: Risk Insight & Portfolio Review

FILOIL GAS and ENERGY COMPANY, INC.; Taguig; On-site; PHP 420,000 - 640,000; Full time

Benefits offered by this job

Competitive compensation package

Performance-based incentives

Professional development

Job summary

FILOIL GAS and ENERGY COMPANY, INC. in Taguig City, Metro Manila seeks a Credit Analyst to join its credit management team.

The role focuses on evaluating loan applications, assessing borrower creditworthiness, and producing detailed credit reports to support sound financial decisions. The ideal candidate has 2–3 years of credit analysis experience, strong analytical skills, and knowledge of credit risk methodologies.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics or a related field.
• Minimum 2-3 years' experience in credit analysis, commercial lending, or risk assessment.
• Proficiency in financial statement analysis and credit risk assessment methodologies.

Responsibilities

• Evaluate and analyse credit applications and loan requests from corporate and institutional clients
• Assess creditworthiness of borrowers by reviewing financial statements, cash flow projections, and credit histories
• Prepare comprehensive credit analysis reports and recommendations for approval or denial
• Monitor existing credit facilities and conduct periodic portfolio reviews to identify risks
• Conduct due diligence on prospective clients, including background checks and verification of financial information
• Develop and maintain relationships with clients to gather necessary information for credit assessments
• Prepare credit memorandums for credit committee reviews
• Track and report on credit performance metrics and portfolio trends
• Collaborate with legal, operations, and risk management to ensure compliance with policies
• Assist in development and improvement of credit procedures and risk frameworks

Skills

Credit analysis

Financial statement analysis

Excel proficiency

Risk evaluation

Analytical thinking

Communication skills

Education

Bachelor's degree in Finance or related field

Tools

Microsoft Excel

Job description

FILOIL GAS and ENERGY COMPANY, INC. in Taguig City, Metro Manila seeks a Credit Analyst to join its credit management team.

The role focuses on evaluating loan applications, assessing borrower creditworthiness, and producing detailed credit reports to support sound financial decisions. The ideal candidate has 2–3 years of credit analysis experience, strong analytical skills, and knowledge of credit risk methodologies.