Credit Risk & AR Analyst | SAP & CashFlow Focus

San Miguel Foods; Pasig; On-site; PHP 300,000 - 420,000; Full time

Job summary

San Miguel Foods is seeking a detail-oriented Finance Analyst (Credit) to join our team in the Philippines. The role focuses on credit risk assessment, managing customer accounts, and supporting the financial health across the organization.

You will conduct credit investigations for new customers, prepare evaluation reports, and generate monthly A/R reports. SAP knowledge and strong analytical skills are required.

Qualifications

• Bachelor’s degree in Finance, Accountancy, or related field.
• Minimum 1 year experience in corporate auditing, accounts receivable, or credit evaluation & granting.
• Strong analytical skills to interpret financial data and make informed decisions.

Responsibilities

• Conduct credit investigations for new customers applying for credit terms and lines.
• Prepare customer evaluation reports and recommend terms and conditions.
• Generate and consolidate A/R reports from all Business Units monthly for management review.
• Monitor customer database for past due accounts and credit exposure and escalate issues.
• Collaborate with Business Units to mitigate exposure related to Credit or A/R.
• Demonstrate understanding of Order to Cash processes to ensure smooth workflows.
• Knowledgeable in SAP.

Skills

Credit risk assessment

Accounts receivable analysis

Data interpretation

Analytical thinking

Education

Bachelor's degree in Finance/Accounting

Tools

SAP

Job description

San Miguel Foods is seeking a detail-oriented Finance Analyst (Credit) to join our team in the Philippines. The role focuses on credit risk assessment, managing customer accounts, and supporting the financial health across the organization.

You will conduct credit investigations for new customers, prepare evaluation reports, and generate monthly A/R reports. SAP knowledge and strong analytical skills are required.