Credit Risk Analyst, Makati

Michael Page; Makati; On-site; PHP 600,000 - 1,200,000; Full time

Benefits offered by this job

Competitive compensation package

Regional exposure

Career development pathway

Job summary

Michael Page is partnering with a growing international organisation expanding in the Philippines to recruit a Credit Risk Analyst. You will manage a portfolio of Philippine-based companies across multiple industries, providing independent credit assessments to support underwriting decisions.

The successful applicant will have a bachelor's degree in finance or related field, 3–5 years in credit/risk roles, strong financial modelling, and the ability to interpret ratios and trends within

Qualifications

• Bachelor’s degree in accounting, finance, economics, banking or related discipline.
• 3–5 years of experience in credit analysis, risk analysis, corporate banking or underwriting.
• Strong financial modelling and financial statement analysis capabilities.
• Ability to interpret financial ratios, identify negative trends and assess business performance.
• Solid understanding of Philippine industries and market dynamics.

Responsibilities

• Manage a portfolio of Philippine-based companies across multiple industries.
• Provide independent credit assessments to support underwriting and credit decisions.
• Conduct detailed financial statement analysis and credit risk assessments.
• Review credit limit applications and provide recommendation decisions.
• Monitor portfolio performance and identify emerging risk trends.
• Perform annual reviews of assigned company portfolios.
• Develop sector expertise across construction, chemicals, industrial and commercial industries.
• Collaborate with local and regional stakeholders across the business.

Skills

Credit risk

Credit analysis

Risk analysis

Corporate banking

Corporate lending

Underwriting

Financial modelling

Financial statement analysis

Portfolio management

Education

Bachelor's degree in Accountancy, Finance, Economics, Banking, or related discipline

Job description

• Join a growing international organisation expanding in the Philippines
• Gain regional exposure while working directly with senior leaders across Asia.

About Our Client

Our client is a globally recognised organisation operating within the credit risk, trade credit, and financial services sector. With a strong presence across multiple international markets, the company is continuing its expansion in Asia and is investing in its long-term growth strategy in the Philippines. The business is known for helping organisations make informed credit decisions and manage commercial risk through data-driven insights and market expertise.

Job Description

As a Credit Risk Analyst, you will manage a portfolio of Philippine-based companies across multiple industries, providing independent credit assessments and financial analysis to support underwriting and credit decisions.
Key Responsibilities:

• Conduct detailed financial statement analysis and credit risk assessments
• Review credit limit applications and provide recommendation decisions
• Monitor portfolio performance and identify emerging risk trends
• Perform annual reviews of assigned company portfolios
• Assess warning signals, financial ratios, and business performance indicators
• Develop sector expertise across construction, chemicals, industrial, and commercial industries
• Collaborate with local and regional stakeholders across the business

The Successful Applicant

A successful Credit Risk Analyst should have:

• Bachelor's degree in Accountancy, Finance, Economics, Banking, or a related discipline
• 3 to 5 years of relevant experience within:
  • Credit Analysis
  • Risk Analysis
  • Corporate Banking
  • Corporate Lending
  • Underwriting
• Strong financial modelling and financial statement analysis capability
• Ability to interpret financial ratios, identify negative trends, and assess business performance
• Solid understanding of Philippine industries and market dynamics
• Comfortable working independently within a regional reporting structure

What's on Offer

Employee Benefits:

• Competitive compensation package
• Regional exposure and collaboration with international stakeholders
• Opportunity to build specialist expertise in credit risk and underwriting
• Clear career development pathway with potential credit authority delegation