Credit Policy Lead — Governance & Underwriting

WHR Global Consulting; Philippines; On-site; PHP 893,000 - 1,116,000; Full time

Benefits offered by this job

Rice allowance

Job summary

WHR Global Consulting in Taguig is seeking a Credit Policy Officer with 3–5 years in banking or financial institutions to lead development, maintenance, and governance of credit policy and underwriting standards.

The role requires collaboration with Risk, Compliance, Legal, and Business Units to ensure alignment with risk appetite and regulatory requirements, with extensive policy writing and documentation responsibilities.

Qualifications

• Bachelor’s degree preferably in Finance, Accounting, Business, Economics, Statistics, or Math.
• 3–5 years in Consumer and/or SME Lending with focus on Credit Policy or Credit Governance.
• Experience in policy drafting and governance documentation.
• Experience in policy communication and implementation across units.
• Exposure to Basel III/IV and IFRS9 requirements.
• Strong documentation and policy writing skills.

Responsibilities

• Assist in development, review, and update of the Credit Policy and underwriting guidelines.
• Ensure policies align with Risk Management Framework, Risk Appetite, and regulatory requirements.
• Draft new policies and amendments for new products and changes in business strategy.
• Maintain version control and documentation of all policies and standards.
• Coordinate policy reviews with Risk Management, Credit Operations, Business Units, Compliance, Legal, and others.
• Communicate policy changes to affected units and update procedures and systems.
• Maintain a policy review calendar and ensure timely reviews.

Skills

Credit policy development

Governance and documentation

Policy communication

Policy writing

Microsoft Word

Microsoft Excel

PowerPoint/Canva

SQL basics

Risk management understanding

Education

Bachelor’s degree (Finance/Accounting/Business/Economics/Statistics/Math)

Tools

MS Word

MS Excel

PowerPoint/Canva

Job description

WHR Global Consulting in Taguig is seeking a Credit Policy Officer with 3–5 years in banking or financial institutions to lead development, maintenance, and governance of credit policy and underwriting standards.

The role requires collaboration with Risk, Compliance, Legal, and Business Units to ensure alignment with risk appetite and regulatory requirements, with extensive policy writing and documentation responsibilities.