Credit Risk Analytics Specialist — On-site Taguig

WHR Global Consulting; Taguig; On-site; PHP 446,400 - 558,000; Full time

Benefits offered by this job

Rice allowance

Job summary

WHR Global Consulting in Taguig is seeking an Analytics Officer to join the Credit Risk & Analytics function. This role focuses on credit risk analytics, statistical modeling, and data-driven decision making to build and enhance credit scorecards and support risk strategy across the customer lifecycle.

You will lead end-to-end model lifecycle activities, prepare dashboards for senior management, and collaborate with Credit Operations, IT, and external partners to ensure data integrity and

Qualifications

• Bachelor's or Master's degree in Statistics, Mathematics, Economics, Engineering, Data Science, or related field.
• 2-7 years of analytics experience, preferably in BFSI/Credit Risk.
• Hands-on experience in credit risk model development (PD models required; EAD/LGD a plus).
• Experience in portfolio analytics and risk strategy development.

Responsibilities

• Support development and enhancement of credit risk models.
• End-to-end model lifecycle: data prep, EDA, feature engineering, model development, validation, monitoring.
• Translate outputs into actionable credit strategies (cut-offs, limit setting, segmentation).
• Perform portfolio analytics to identify risk trends and opportunities for optimization.
• Support analytics across Marketing, Acquisition, Behavioral, and Collections strategies.
• Develop and maintain analytical datasets ensuring data quality using Python/R/SAS/SQL.
• Prepare dashboards, reports, and presentations for senior management.
• Collaborate with Credit Operations, IT, and other teams to ensure data integrity.
• Work with external partners on model validation and deployment.

Skills

Credit risk analytics

Statistical modeling

Data-driven decision making

Model deployment & validation

Education

Bachelor's or Master's in a quantitative field

Tools

Python

R

SAS

SQL

Job description

WHR Global Consulting in Taguig is seeking an Analytics Officer to join the Credit Risk & Analytics function. This role focuses on credit risk analytics, statistical modeling, and data-driven decision making to build and enhance credit scorecards and support risk strategy across the customer lifecycle.

You will lead end-to-end model lifecycle activities, prepare dashboards for senior management, and collaborate with Credit Operations, IT, and external partners to ensure data integrity and