Credit Policy Lead: Risk & Growth

East West Banking Corporation; Taguig; On-site; PHP 1,200,000 - 2,000,000; Full time

Benefits offered by this job

Career development opportunities

Competitive salary package

Performance-based incentives

Mentorship from industry experts

Defined career progression paths

Job summary

East West Banking Corporation is seeking a Credit Policy Officer to develop and refine policies across acquisitions, underwriting, portfolio management and collections in our consumer lending group. This onsite role at Bonifacio Global City focuses on a balanced risk-reward framework and regulatory alignment.

The candidate will analyze portfolio trends, test policy effectiveness, and collaborate with business units on product launches, driving sound credit criteria and portfolio growth.

Qualifications

• Bachelor's degree in a relevant field is required.
• 5+ years in consumer credit risk management or related areas.
• Strong analytical and regulatory compliance knowledge.

Responsibilities

• Develop and maintain updated credit policies for acquisitions, underwriting, portfolio management, and collections.
• Analyze portfolio performance and market trends to identify opportunities and risks.
• Update policy manuals based on performance and regulatory requirements.
• Collaborate with business units on product launches with robust risk criteria.
• Review and endorse credit-related documents within timelines.
• Maintain a balanced risk-reward environment to support growth and controlled losses.

Skills

Analytical skills

Communication

Strategic thinking

Education

Bachelor's degree in Business Management, Economics, Banking, Finance, or related fields

Tools

SAS

Decision tree platforms

Job description

East West Banking Corporation is seeking a Credit Policy Officer to develop and refine policies across acquisitions, underwriting, portfolio management and collections in our consumer lending group. This onsite role at Bonifacio Global City focuses on a balanced risk-reward framework and regulatory alignment.

The candidate will analyze portfolio trends, test policy effectiveness, and collaborate with business units on product launches, driving sound credit criteria and portfolio growth.