Credit Investigator

South Asialink Finance Corporation; Tacloban; On-site; PHP 250,000 - 420,000; Full time

Job summary

South Asialink Finance Corporation in Tacloban seeks a diligent Credit Analyst to assess loan applicants' creditworthiness. You will verify financial information, conduct interviews, and prepare reports.

This role requires thorough document verification, on-site visits, and collaboration with lenders to ensure sound lending decisions.

Responsibilities

• Conducts investigation of credit and financial history / credit standing of clients and business establishments applying for loans
• Validates the information reflected on loan application and authenticity of loan documents through interview with the borrower/co-borrower/character reference, bank checking, agency/employment verification
• Collects relevant information through reliable sources to determine credit worthiness of clients
• Undertakes personal visits to confirm residential and business addresses
• Interviews individuals and business owners via phone calls and visit
• Prepares accurate Credit Approval Memorandum (CAM) upon completion of the credit investigation process
• Performs other work-related functions that may be assigned by the immediate superior from time to time

Job description

DUTIES AND RESPONSIBILITIES:

• Conducts investigation of credit and financial history / credit standing of clients and business establishments applying for loans
• Validates the information reflected on loan application and authenticity of loan documents through interview with the borrower/co-borrower/character reference, bank checking, agency/employment verification
• Collects relevant information through reliable sources to determine credit worthiness of clients
• Undertakes personal visits to confirm residential and business addresses
• Interviews individuals and business owners via phone calls and visit
• Prepares accurate Credit Approval Memorandum (CAM) upon completion of the credit investigation process
• Performs other work-related functions that may be assigned by the immediate superior from time to time