Credit Assistant

LC - Transcycle; Ilocos Norte; On-site; PHP 279,000 - 390,600; Full time

Job summary

A credit services company in Ilocos Norte is seeking a Credit Investigator Assistant. You will support the credit investigation team by gathering financial data, conducting background checks, and preparing reports. Ideal candidates are graduates of any 4-year course, proficient with computers, and have experience in collections. Valid driver's license is required.

Qualifications

• Ability to handle tasks effectively.
• Computer literate with data entry skills.
• Experience in financial collection.
• Possess valid driver's license.

Responsibilities

• Gather financial and personal information for credit verification.
• Conduct background checks and review credit histories.
• Prepare reports highlighting risks and inconsistencies.
• Ensure compliance with laws and regulations.

Skills

Data Analysis

Communication

Attention to Detail

Compliance Knowledge

Education

Graduate of any 4-year course

Job description

Overview

The Credit Investigator Assistant supports the credit investigation team in assessing and verifying the creditworthiness of individuals or organizations. The role involves collecting, analyzing, and organizing financial data, conducting background checks, and assisting in the preparation of detailed reports for decision-makers.

Responsibilities

• Gather financial and personal information from a variety of sources, including credit bureaus, public records, and financial institutions, to verify the accuracy of credit applications.
• Assist in performing background checks on applicants, including reviewing credit histories, employment records, and any legal or financial issues that may affect creditworthiness.
• Report Preparation: Prepare reports based on investigation findings, highlighting potential risks, inconsistencies, or issues found in the credit application process.
• Data Entry & Documentation: Accurately enter investigation data into systems, ensuring proper documentation for future reference and auditing purposes.
• Communication: Communicate with clients, financial institutions, and other stakeholders to gather additional information or clarify details during the investigation process.
• Compliance: Ensure all investigations comply with relevant laws and regulations, including privacy laws, credit reporting regulations, and financial industry standards.
• Provide administrative and research support to senior credit investigators, assisting with complex investigations as needed.

Qualifications

• ABLE TO HANDLE TASKS & RESPONSIBILITIES EFFECTIVELY
• COMPUTER LITERATE
• WITH COLLECTION EXPERIENCE
• HONEST
• A GRADUATE OF ANY 4-YEAR COURSE
• RELEVANT DOCUMENTS: TOR, RESUME, APPLICATION LETTER
• WITH DRIVERS LICENSE

Working Location

If the position requires you to work overseas, please be vigilant and beware of fraud.

Applicant Guidance

If you encounter an employer who has the following actions during your job search, please report it immediately:

• withholds your ID
• requires you to provide a guarantee or collects property