Credit Investigator

South Asialink Finance Corporation; Ormoc; On-site; PHP 300,000 - 540,000; Full time

Job summary

South Asialink Finance Corporation in the Philippines seeks a Credit Investigator to assess borrower creditworthiness and support loan decisions. You will review financial information, verify borrower history, and document findings to inform approvals or denials.

The role requires gathering data, assessing collateral, and preparing reports that accurately reflect risk and recommended actions for lending officers. Based in Ormoc, this position emphasizes diligence and accuracy.

Qualifications

• Experience in credit analysis or lending preferred.
• Strong analytical and due diligence skills.
• Ability to verify borrower information and document findings.

Responsibilities

• Evaluate the borrower’s credit worthiness and repayment capacity.
• Investigate borrowers’ credit history, business standing, and neighborhood references.
• Acquire and verify financial data relevant to the investigation.
• Examine collateral and other assets to support loan decisions.
• Prepare comprehensive credit investigation reports for review.
• Make recommendations to approve or deny loan applications based on findings.

Skills

Credit risk assessment

Data gathering

Financial due diligence

Job description

• -Responsible for the evaluation of the credit worthiness of the borrower
• -Conducts investigation regarding borrowers’ credit history, standing of the business, residence / neighborhood checking, reference contacts, due diligence as to assets, property, etc.
• -Acquires financial data relevant to the investigation being conducted
• -Examines/appraises collateral and chattel units (if any)
• -Prepares necessary credit investigation reports
• -Makes appropriate recommendation, either approval or denial of the loan application.