Field Credit Investigator

South Asialink Finance Corporation; Davao City; Sur place; PHP 167 000 - 279 000; Plein temps

Résumé du poste

South Asialink Finance Corporation invites applications for a Credit Investigator to assess borrowers’ financial status and repayment ability. You will interview applicants, verify documents, and collect reliable information to determine creditworthiness.

The role requires strong communication, administrative and interpersonal skills, attention to detail, and the ability to manage multiple tasks with deadlines. Willingness to perform field work is essential.

Qualifications

• Graduate of any four-year course.
• Strong written and oral communication.
• Excellent attention to detail.
• Ability to prioritize tasks and meet deadlines.
• Resourceful, organized, proactive and systematic.
• Willing to perform field work.

Responsabilités

• Investigates credit history and repayment ability.
• Validates loan applications and documents via interviews and verification.
• Collects information from reliable sources to determine creditworthiness.
• Undertakes field visits to confirm addresses.
• Interviews applicants by phone and in person.
• Prepares CAM upon completion of the credit investigation.
• Performs other duties as assigned.

Connaissances

Communication skills

Administrative skills

Interpersonal skills

Attention to detail

Prioritization

Multitasking

Proactive

Systematic

Field work

Computer proficiency

Formation

Four-year college degree

Description du poste

JOB OBJECTIVE:

Performs credit investigation of client's financial status and their ability to repay the loan.

DUTIES AND RESPONSIBILITIES:

• Conducts investigation of credit and financial history / credit standing of clients and business establishments applying for loans
• Validates the information reflected on loan application and authenticity of loan documents through interview with the borrower/co-borrower/character reference, bank checking, agency/employment verification
• Collects relevant information through reliable sources to determine credit worthiness of clients
• Undertakes personal visits to confirm residential and business addresses
• Interviews individuals and business owners via phone calls and visit
• Prepares accurate Credit Approval Memorandum (CAM) upon completion of the credit investigation process
• Performs other work-related functions that may be assigned by the immediate superior from time to time

JOB SPECIFICATIONS:

• Graduate of any four-year course
• Has good communication skills (written and oral), administrative skills and interpersonal skills
• Must have excellent attention to details
• Has the ability to prioritize tasks, manage multiple assignments and meet deadlines
• Resourceful, organized, proactive and systematic
• Willing to do field work
• No work-related experience required for this position
• Motorized Credit Investigator is an advantage
• Computer-proficient