Credit Investigator

South Asialink Finance Corporation; Dumaguete; On-site; PHP 180,000 - 300,000; Full time

Job summary

South Asialink Finance Corporation is seeking a diligent Credit Investigator to assess loan applicants in Dumaguete, Negros Oriental. The role involves evaluating borrower creditworthiness, conducting comprehensive background checks, and compiling investigations with asset and collateral reviews.

The ideal candidate will gather pertinent financial data, assess collateral where applicable, and provide clear recommendations on loan approvals or denials to support risk management and lending

Responsibilities

• -Evaluates the credit worthiness of the borrower.
• -Investigates borrowers’ credit history, business standing, residence/ neighborhood checks, references, and due diligence on assets and property.
• -Gathers financial data relevant to the investigation.
• -Examines/appraises collateral and chattel units (if any).
• -Prepares credit investigation reports.
• -Makes recommendations to approve or deny loan applications.

Skills

Credit evaluation

Investigation

Financial data analysis

Job description

• -Responsible for the evaluation of the credit worthiness of the borrower
• -Conducts investigation regarding borrowers’ credit history, standing of the business, residence / neighborhood checking, reference contacts, due diligence as to assets, property, etc.
• -Acquires financial data relevant to the investigation being conducted
• -Examines/appraises collateral and chattel units (if any)
• -Prepares necessary credit investigation reports
• -Makes appropriate recommendation, either approval or denial of the loan application.