Credit Evaluator

Discovery Capital Finance Corp.; Taguig; On-site; PHP 420,000 - 620,000; Full time

Benefits offered by this job

Company Christmas gift

Company events

Health insurance

Life insurance

Opportunities for promotion

Paid training

Staff meals provided

Job summary

Discovery Capital Finance Corp. in Taguig seeks a Credit Analyst to evaluate loan applications based on available data, ensuring accuracy through deduplication and verification.

You will assess creditworthiness using the 5Cs—character, capacity, capital, conditions, and collateral—and prepare clear recommendations for approval. The ideal candidate holds a Bachelor's degree in business or related field and has 1–3 years of relevant experience, with excellent verbal and written communication

Qualifications

• Bachelor's degree in business, Economics, Marketing Management, Commerce, Finance, Banking, or a related field.
• 1 to 3 years relevant experience
• Strong knowledge of credit processes, monitoring and evaluation techniques
• Excellent verbal and written communication skills
• Highly self-motivated and detail-oriented, with the ability to work independently and meet deadlines

Responsibilities

• Gathers and analyzes information from client-submitted documents, interviews, bank checks, trade and reference checks, industry evaluations, and credit investigation reports
• Presents evaluation results and recommendations to the appropriate approving authority for further review and decision-making

Skills

Credit processes

Monitoring and evaluation

Verbal and written communication

Education

Bachelor's degree in business/ Economics/ Finance

Job description

About the role

Evaluates loan applications based on available data, ensuring accuracy of information through deduplication and verification processes. Reviews the borrower's 5Cs of credit (character, capacity, capital, conditions, and collateral) to assess creditworthiness.

Key responsibilities

• Gathers and analyzes information from client-submitted documents, interviews, bank checks, trade and reference checks, industry evaluations, and credit investigation reports
• Presents evaluation results and recommendations to the appropriate approving authority for further review and decision-making

About you

• Bachelor's degree in business, Economics, Marketing Management, Commerce, Finance, Banking, or a related field
• 1 to 3 years relevant experience
• Strong knowledge of credit processes, monitoring and evaluation techniques
• Excellent verbal and written communication skills
• Highly self-motivated and detail-oriented, with the ability to work independently and meet deadlines

Benefits

• Company Christmas gift
• Company events
• Health insurance
• Life insurance
• Opportunities for promotion
• Paid training
• Staff meals provided