Credit Analyst

Trans-Asiatic Finance Incorporated; Makati; On-site; PHP 279,000 - 390,600; Full time

Job summary

A finance company in Makati is seeking candidates to evaluate credit data and financial statements to determine risk levels. Responsibilities include analyzing borrowers’ creditworthiness and preparing reports for management. Ideal for fresh graduates holding a bachelor’s degree in Finance or Accounting. Candidates should be detail-oriented and strong communicators.

Qualifications

• Fresh graduates or students are welcome.
• Detail-oriented, proactive, strong communicator, and a team player.

Responsibilities

• Evaluate credit data and financial statements to determine risk levels.
• Analyze borrower’s creditworthiness and recommend loan approvals or denials.
• Prepare detailed reports and presentations for management.
• Monitor changes in financial health of clients.
• Collaborate with sales and risk management teams.
• Stay updated on industry regulations and market trends.

Skills

Strong analytical skills

Proficiency in reports

Credit analysis

Risk assessment

Loan verification

Education

Bachelor’s degree in Finance, Accounting, or related field

Job description

Responsibilities

• Evaluate credit data and financial statements to determine risk levels.
• Analyze borrower’s creditworthiness and recommend loan approvals or denials.
• Prepare detailed reports and presentations for management.
• Monitor changes in financial health of clients.
• Collaborate with sales and risk management teams.
• Stay updated on industry regulations and market trends.

Qualifications

• Educational Qualifications: Bachelor’s degree in Finance, Accounting, or related field.
• Experience Level: Fresh graduates or students are welcome.
• Skills and Competencies: Strong analytical skills, proficiency in reports, credit analysis, risk assessment, and loan verification.
• Working Conditions: Office-based with standard hours; may require occasional overtime.
• Qualities and Traits: Detail-oriented, proactive, strong communicator, and a team player.