Credit Analyst

Mizuho; Philippines; On-site; PHP 420,000 - 620,000; Full time

Job summary

Mizuho in the Philippines seeks a skilled credit analyst to perform high‑quality credit analysis, prepare credit applications and rating submissions, and ensure covenants checks are completed accurately.

You will prepare credit‑related reports and analyze macro‑economic, market, industry, and customer information to assess credit impact for timely decision making. Strong communication and proficiency in Excel, PowerPoint and Word are required.

Qualifications

• Bachelor's degree in Business (Business Administration, Management, Commerce, Banking and Finance, Accountancy, Economics, Marketing) or equivalent.
• 2-3 years experience in credit/financial analysis or similar within a financial institution.
• Excellent communicator (verbal/written) who can relay highly technical information clearly and effectively.

Responsibilities

• High quality and thorough conduct of credit analysis.
• Timely and accurate preparation of Credit Application package and Credit Rating applications.
• Conduct timely and accurate covenants check.
• Prepare credit-related reports.
• Gather and analyze impact to credit of relevant macro-economic, market, industry, and customer information and developments.

Skills

Communication

Education

Bachelor's degree in Business or related field

Tools

Microsoft Excel

PowerPoint

Word

Job description

• High quality and thorough conduct of credit analysis.
• Timely and accurate preparation of Credit Application package and Credit Rating applications.
• Conduct timely and accurate covenants check.
• Prepare credit-related reports.
• Gather and analyze impact to credit of relevant macro-economic, market, industry, and customer information and developments.

Qualifications

• Candidate must possess at least a Bachelor's degree in Business (Business Administration, Management, Commerce, Banking and Finance, Accountancy, Economics, Marketing) or any equivalent course
• At least 2-3 years experience in credit/ financial analysis or a similar function within a financial institution
• Must be an excellent communicator (verbal/written), able to understand and effectively relay highly technical information to others and Proficient in Microsoft Excell, PowerPoint and Word.