Credit Analyst – Risk & Financial Modeling

The Japan Research Institute, Limited (Singapore Branch); Parañaque; On-site; PHP 350,000 - 700,000; Full time

Job summary

The Japan Research Institute, Limited (Singapore Branch) seeks a Credit Analyst to assess creditworthiness and monitor lending facilities for corporate clients.

You will review financial statements, perform spreads and projections, and coordinate with Business Promotion Officers on approvals and documentation. This role emphasizes rigorous analysis and adherence to credit policies within a multinational bank environment.

Responsibilities

• Assess creditworthiness through in-depth credit assessment of new and existing borrowing customers.
• Review financial statements, perform financial spreading, projections, modeling and analysis.
• Examine deals by identifying deal background, purpose and comparison; review sources and uses of funds, deal economics and repayment capability.
• Conduct annual and/or ad hoc monitoring, as required by extraordinary developments, including changes in conditions and facility renewals, in coordination with Business Promotion Officers.
• Process and update corporate information in GBR, including business operations, market data, industry information, ownership and group structure, and competitive position; prepare undertakings and monitor covenants.
• Coordinate with Business Promotion Officers in collecting and gathering relevant corporate information; assist in preparing and executing required documentation for approved credit facilities.

Job description

The Japan Research Institute, Limited (Singapore Branch) seeks a Credit Analyst to assess creditworthiness and monitor lending facilities for corporate clients.

You will review financial statements, perform spreads and projections, and coordinate with Business Promotion Officers on approvals and documentation. This role emphasizes rigorous analysis and adherence to credit policies within a multinational bank environment.