Credit & Risk Analyst — Corporate Banking

EastWest Bank; Metro Manila; On-site; PHP 600,000 - 900,000; Full time

Job summary

EastWest Banking Corporation is seeking a Credit Analyst and Review Officer to assess borrowers' creditworthiness, conduct financial analyses, and support lending decisions by preparing COMs. The role will collaborate with marketing teams to evaluate transactions, structure credits, and ensure timely approvals.

The ideal candidate will have a finance-related degree and 2+ years in corporate lending, with strong analytical, communication, and teamwork skills under pressure.

Qualifications

• Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking.
• At least 2 years of experience as an Account Officer or Credit Officer in commercial or corporate lending within a similar-sized or larger bank.
• Strong knowledge of credit evaluation, banking products, financial analysis, risk management, and industry research.
• Excellent analytical and problem-solving skills with keen business acumen.
• Strong written and verbal communication skills.
• Collaborative team player with solid stakeholder management skills.
• Organized, detail-oriented, and able to work effectively under pressure.

Responsibilities

• Conduct comprehensive financial and credit analysis of prospective and existing clients
• Prepare and present Credit Offering Memos (COMs) to support sound credit decisions
• Evaluate risks and recommend appropriate credit structures and terms
• Monitor borrower performance and identify early warning indicators
• Recommend actions on restructuring, renewals, or collections when necessary
• Collaborate with marketing teams to ensure accurate and timely credit processing

Skills

Credit analysis

Financial analysis

Risk management

Communication skills

Team player

Education

Bachelor's degree in Business/Finance

Job description

EastWest Banking Corporation is seeking a Credit Analyst and Review Officer to assess borrowers' creditworthiness, conduct financial analyses, and support lending decisions by preparing COMs. The role will collaborate with marketing teams to evaluate transactions, structure credits, and ensure timely approvals.

The ideal candidate will have a finance-related degree and 2+ years in corporate lending, with strong analytical, communication, and teamwork skills under pressure.