Credit Analyst

MicroSourcing; Manila; On-site; PHP 334,800 - 390,600; Full time

Benefits offered by this job

Healthcare coverage on day one

Paid time-off with cash conversion

Performance bonuses

Work-life harmony with flexible work

Career growth through learning

Inclusive team environment

Job summary

MicroSourcing in Eastwood, Quezon City, Metro Manila, Philippines is seeking a Credit Analyst to support accounts receivable operations. The role reports to the Senior Accounts Receivable Officer and focuses on accurate payment allocation and data integrity.

The ideal candidate has strong accounting knowledge, advanced Excel skills, and the ability to work independently in a hybrid, day-shift environment. This is a full-time position with opportunities for growth.

Qualifications

• Previous experience in a similar role.
• High analytical ability with strong accounting background.
• CAN-DO attitude, initiative, and ability to work independently.
• Advanced MS Excel skills (VLOOKUP, PivotTables).
• Excellent communication and time-management skills.
• Capacity to work under pressure and reliably meet deadlines.

Responsibilities

• Extract bank statements and allocate payments to invoices in the accounting system.
• Review remittance advice and verify payment details.
• Resolve discrepancies or unapplied payments with customers or internal teams.
• Maintain accurate records of payment allocations and adjustments.
• Generate reports on payment allocation status and unapplied cash.
• Ensure compliance with policies and accounting standards during allocation.
• Assist in month-end and year-end closing related to accounts receivable.
• Identify and suggest process improvements for accuracy and efficiency.
• Participate in ad-hoc projects as required.
• Manage Dropbox and distribute relevant emails to the team.

Skills

Previous experience in a similar role

Analytical ability

CAN-DO attitude

MS Excel (VLOOKUP)

Communication skills

Time management

Job description

Job Title: Credit Analyst

Location: Eastwood, Quezon City, Metro Manila, Philippines

Work Setup: Hybrid | Day shift

Employment Type: Full-Time

Compensation: 30,000-35,000 PHP / Month

Position Overview

We are seeking a Credit Analyst to join our Finance Department and support accounts receivable operations. The candidate will report to the Senior Accounts Receivable Officer and manage payment allocation in a high-volume environment.

Key Responsibilities

• Extract bank statements and accurately allocate incoming customer payments to corresponding invoices or accounts in the accounting system.


• Review and verify payment details such as remittance advice, payment amounts, and customer information.


• Resolve discrepancies or unapplied payments by investigating and communicating with customers or internal teams.


• Maintain accurate records of all payment allocations and adjustments.


• Generate regular reports on payment allocation status and unapplied cash.


• Ensure compliance with company policies and accounting standards during allocation and reconciliation.


• Assist in month-end and year-end closing activities related to accounts receivable.


• Identify and suggest process improvements to enhance accuracy and efficiency.


• Participate in ad-hoc projects as required.


• Manage Dropbox and distribute relevant emails to the team.

Qualifications

• Previous experience in a similar role.


• High analytical ability with strong accounting background.


• CAN-DO attitude, initiative, and ability to work independently.


• Advanced MS Excel skills (VLOOKUP, PivotTables).


• Excellent communication and time-management skills.


• Capacity to work under pressure and reliably meet deadlines.

Benefits

• Competitive rewards: above-market compensation, healthcare coverage on day one, plus one or more dependents.


• Paid time-off with cash conversion and group life insurance.


• Performance bonuses and group life insurance.


• Work-life harmony with flexible arrangements.


• Career growth through continuous learning opportunities.


• Inclusive team environment celebrating diversity.

Equal Opportunity Employer

MicroSourcing is an equal-opportunity employer and welcomes applicants of all races, genders, ethnicities, abilities, and backgrounds.