Compliance & Merchant Onboarding Associate Koyn

Iax GmbH; Philippines; On-site; PHP 420,000 - 520,000; Full time

Job summary

Koyn is hiring a Compliance & Merchant Onboarding Associate in the Philippines. You'll work under the MLRO, review new merchants, understand their operations and help decide whether activity aligns with our risk framework.

You'll conduct KYB, sanctions, PEP and adverse media checks, write merchant risk assessments and respond to due diligence questions from banking and payment partners, owning cases from start to finish.

Qualifications

• Two years of experience in compliance, merchant onboarding, KYB or financial crime.
• Experience with payments, fintech or digital assets preferred.
• Interest in iGaming or forex merchants is valuable.

Responsibilities

• Review company structures, beneficial owners, licences, websites and payment flows.
• Carry out KYB, sanctions, PEP and adverse media checks.
• Write merchant risk assessments and present clear recommendations.
• Handle due diligence questions from banking and payment partners.
• Review existing merchants and escalate concerns to MLRO.

Skills

Compliance experience

Job description

We're hiring | Compliance & Merchant Onboarding Associate

Koyn works with businesses whose payments are rarely straightforward. We're building a compliance team that understands the commercial reality, asks difficult questions and makes well-founded decisions.

This is a hands-on role reporting to our MLRO. You'll review new merchants, understand how their businesses operate and help decide whether their activity is right for Koyn.

What you'll be doing

• Reviewing company structures, beneficial owners, licences, websites and payment flows
• Carrying out KYB, sanctions, PEP and adverse media checks
• Writing merchant risk assessments and presenting clear recommendations
• Handling due diligence questions from banking and payment partners
• Reviewing existing merchants and escalating concerns to the MLRO

What we're looking for

You'll have at least two years' experience in compliance, merchant onboarding, KYB or financial crime, preferably in payments, fintech or digital assets. Experience with iGaming or forex merchants would be valuable.

You should be comfortable looking beyond a document checklist: spotting gaps, following up directly and explaining your judgement clearly. You'll have the support of the MLRO, alongside the responsibility to own your cases from start to finish.