Compliance Manager (AML)

Home Credit Philippines; Taguig; On-site; PHP 3,500,000 - 6,500,000; Full time

Benefits offered by this job

Hybrid work set-up

Permanent day shift schedule

Up to 20% variable performance-based–

HMO on Day 1/with dependents

Mental health coverage and wellness

Wellness Leave and Birthday Leave

Internal career mobility

Job summary

Home Credit Philippines is seeking a seasoned Compliance leader to oversee the AML/CTF program and sanctions compliance. The role includes advising the Chief Compliance Officer, preparing risk reports for senior management, and driving a strong culture of compliance across the organization.

The incumbent will lead, coach, and develop AML personnel, ensuring timely regulatory submissions and ongoing risk management in a fast-paced consumer finance environment.

Qualifications

• Five+ years of experience in Compliance, particularly AML in banking or financial institutions.
• Excellent command of English (spoken and written).
• Expert knowledge of BSP, SEC, AMLC regulations and other regulatory bodies.
• Analytical mindset, problem-solving, and attention to detail.

Responsibilities

• Lead the implementation and continuous enhancement of the AML/CTF and sanctions compliance program.
• Serve as principal adviser to the Chief Compliance Officer on AML/CTF matters.
• Prepare AML risk reports, key risk indicators, and management information for Senior Management and the Board.

Skills

AML/CTF leadership

Regulatory knowledge

Stakeholder communication

People leadership

Job description

TheobjectiveandpurposeofthisjobistohavealeaderwithintheComplianceDepartmentthatperformstheAML/CTFfunctionandensurestheeffectiveimplementationoftheAML/CTFprogramofHCConsumerFinancePhilippines,Inc.(HCPH).

WhatYou’lldo:

Leadership

• LeadstheimplementationandcontinuousenhancementoftheCompany'sAnti-MoneyLaundering,Counter-TerroristFinancing,andSanctionsComplianceProgram.
• ServesastheprincipaladvisertotheChiefComplianceOfficeronAML/CTFandsanctions-relatedmatters.
• PreparesAMLriskreports,keyriskindicators,emergingriskassessments,andmanagementinformationforSeniorManagement,BoardCommittees,andtheBoardofDirectors.
• Leads,coaches,anddevelopsAMLpersonnelandpromotesastrongcultureofcompliancewithintheorganization.

AMLProgramImplementation

• Develops,reviews,andmaintainsAML/CTFandsanctionspolicies,riskassessments,controls,andproceduresacrosscustomerduediligence,know-your-customerandknow-your-businessrequirements,transactionmonitoring,suspicioustransactionreporting,targetedfinancialsanctions,andrecord-keepingrequirementstoensurecompliancewithapplicablelaws,regulations,andGrouprequirements.
• Overseestransactionmonitoring,investigations,suspiciousactivityreviews,andtheevaluationandescalationofsuspicioustransactionsforfilingwiththeappropriateauthorities.
• Overseessanctionsscreeningprocessesandensurestimelyescalationandresolutionofsanctions-relatedmatchesandconcerns.
• EnsuresthetimelyandaccuratesubmissionofAMLreports,registrations,certifications,andotherregulatoryrequirementstorelevantregulatoryauthorities.
• ProvidesAMLadvisorysupporttobusinessunits,products,projects,andinitiativestoensureAMLrisksareidentifiedandappropriatelymanaged.
• Monitorsregulatorydevelopments,assessestheirimpactontheorganization,anddrivestheimplementationofnecessarychanges.
• DevelopsandensuresdeliveryofAMLtrainingandawarenessprogramsacrosstheorganization.
• Coordinates regulatory examinations,audits,independentreviews,andcompliancetestingactivities,anddrivesthetimelyremediationofidentifiedfindingsandcontrolweaknesses.

OtherResponsibilities

• ActsastheComplianceDepartment'sBusinessContinuityCoordinator
• ActsastheCompany'sAnti-BriberyandCorruptionProgramandWhistleblowingProgramCoordinator.
• PerformsotherdutiesassignedbytheChiefComplianceOfficer.

WhatYouNeedtoHave:

• Morethanfive(5)yearsofworkexperienceinComplianceDepartment,particularlyinAML,inabankorfinancialinstitution.
• HasgoodcommandoftheEnglishlanguage,bothinspeakingandinwriting
• HasexpertknowledgeoftheregulationsissuedbytheBangkoSentralngPilipinas(BSP),SecuritiesandExchangeCommission(SEC),Anti-MoneyLaunderingCouncil(AMLC)andotherregulatorybodies.
• Analyticalmind,problemsolving,organizedandcanbetrustedtopayattentiontodetails.
• Abilitytoeffectivelycommunicatewithemployeesfromthedifferentdepartmentsandwiththeseniormanagement.
• Workswellwiththeteamandwiththemembersoftheotherdepartments.

JobPerksYou'llEnjoy:

• Hybridworkset-up
• Permanentdayshiftschedule
• Upto20%variableperformance-basedbonus
• HMOonDay1/HMOwithdependents
• Accesstomentalhealthcoverageandwellnesspartners
• WellnessLeaveandBirthdayLeavebenefits
• Internalcareermobilityoptions

AtHomeCreditPhilippines,webelievethateveryonehassomethingspecialtooffer.Ourmotto"NoSmallRoles,EveryoneisImportant"isattheheartofeverythingwedo.Wethinkdiversitymakesourcompanybetterandeverysinglejobandpersonhereplaysabigpartinoursuccess.We’reallaboutcreatingawelcomingplacewhereeveryonefeelsvaluedforwhotheyare.Thismeanswemakesurethateveryone,nomattertheirbackgroundorwhattheylooklike,getsafairchanceatjobs,training,andpromotions.

Whenitcomestohiring,everyonegetsafairlook.Itdoesn’tmatterwhereyou’refrom,whatyoubelieve,whoyoulove,whetheryouhaveadisability,oranyotheroranyotherconditionprotectedunderPhilippinelaws.Ifyoumeetthejobrequirements,youhaveachancetogetthejob.

ComejoinusatHomeCredit,wherediversityfuelsourinnovation.Here,thereare#NoSmallRolesand#EveryoneisImportant.