Collections Officer (Remote - PH)

Smart Apartment Data; Davao Region; Remote; PHP 419,000 - 453,000; Full time

Benefits offered by this job

Fully remote

Job summary

Smart Apartment Data is seeking an experienced Collections Officer to manage overdue accounts and engage US-based customers. You will be persistent, professional, and fluent in English, handling high-volume outbound calls and emails to secure payments while maintaining accurate records and following up on commitments.

The role is fully remote and Philippines-based candidates are preferred. You will work toward daily and weekly collections targets, with a focus on negotiating timely settlements

Qualifications

• 2+ years in a dedicated collections role, handling US/international accounts
• Strong spoken and written English
• Comfortable with high-volume outbound calls
• Clear, direct, concise communicator
• Firm, persistent, and professional
• Able to meet targets and KPIs

Responsibilities

• Manage delinquent/overdue accounts
• Make outbound calls and emails to follow up on payments
• Handle objections and delays professionally
• Follow up on payment commitments
• Maintain records and next steps
• Work toward daily/weekly collections targets and KPIs

Skills

English communication

Outbound calls

Negotiation

Follow-through

Job description

About the Role

We’re looking for an experienced Collections Officer who can confidently follow up on overdue accounts and work with US-based customers.

You should be persistent and firm without being aggressive, with strong English communication and follow-through.

What You'll Do

• Manage a portfolio of delinquent/overdue accounts
• Make outbound calls and send emails to follow up on outstanding payments.
• Handle customer objections and payment delays professionally.
• Follow up consistently on payment commitments.
• Maintain accurate records and next steps.
• Work toward daily and weekly collections targets and KPIs.

What We’re Looking For

• 2+ years of hands-on experience in a dedicated collections role, including experience handling U.S./international customer accounts. (Collections Officer, Collections Specialist, Collections Agent, or Collections Representative) — actively working overdue accounts, negotiating payment arrangements, and managing a delinquent portfolio.
• Strong spoken and written English.
• Comfortable with high-volume outbound calls.
• Clear, direct, and concise communicator.
• Firm, persistent, and professional.
• Strong follow-through and accountability.
• Comfortable working with targets and performance metrics.

This Role Is Not a Fit If:

• Your background is Accounts Receivable, Billing, Credit Analyst, or Credit Controller without a standalone Collections title
• Your "Collections" title involved mostly clerical, reconciliation, or data-entry duties rather than actively working overdue accounts and negotiating payments

We offer:

• $600 to $650/month, depending on relevant experience and demonstrated collections expertise.
• Philippines-based candidates only.
• Fully remote