CI / Appraiser - Cebu

Metrobank; Cebu City; On-site; PHP 279,000 - 446,000; Full time

Job summary

Metrobank in Cebu City seeks a CI/Appraiser to verify information and documents to determine creditworthiness of loan applicants. You will evaluate collateral offered to secure loans, including dacion, foreclosure, or sale of assets, ensuring accurate property location and compliance with bank policy.

You will ensure appraisals meet turnaround times and quality standards, with attention to fair values based on available data. Prior experience in credit investigation and appraisal is desirable.

Qualifications

• Analytical, communication and written skills required.
• Experience as CI/Appraiser is preferred.
• Licensed Real Estate Appraiser is an advantage.

Responsibilities

• Verify information and documents to assess creditworthiness of loan applicants.
• Evaluate collateral offered for loans, dacion, foreclosure, or sale of assets; ensure location accuracy and policy compliance.

Skills

Analytical skills

Communication

Written skills

Education

Engineering or Economics background

Job description

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Job Summary:

• The role is responsible in ensuring the credit worthiness of existing and prospective loan applicants through verification of information and checking of various documents with the different private and government agencies.
• The role is responsible for the evaluation of collateral being offered to the bank to secure a loan, dacion, foreclosure or for possible sale of a bank property or acquired asset. The role is also in charge of ensuring the exact location of the property under appraisal and ensures its acceptability per existing bank policy, and that the values rendered are fair and reasonable via systematic analysis of available data. The role also ensures that appraisals are within the prescribed TAT and the quality of reports is within the acceptable standards.

Role Exposure:

• Broaden your competencies in credit evaluation/investigation
• Level up your teamwork and collaboration skills as you review loan applications

Qualifications:

• Graduate of Engineering or any course with Economics background
• At least 1 year experience as a CI/Appraiser in a bank or appraisal firm
• With good analytical, communication and written skills
• Licensed Real Estate Appraiser is an advantage

Other Details:

Rank:

Rank and File

Unit:

Office of the President / Credit Group / Credit Investigation and Appraisal Division / Credit Investigation & Appraisal Department