APPRAISER, CREDIT INVESTIGATION & APPRAISAL DEPARTMENT - CONSUMER

Metrobank; Manila; On-site; PHP 420,000 - 660,000; Full time

Job summary

Metrobank is seeking an Appraiser in the Consumer Credit Investigation & Appraisal Department to assess loan applicants' creditworthiness by verifying information and documents with private and government agencies.

The role evaluates collateral offered to secure loans, including dacion/foreclosure or sale of bank properties, ensures correct property location, aligns with policy, and guarantees reports meet turnaround and quality standards.

Qualifications

• 1 year or more experience as a CI/Appraiser in a bank or appraisal firm.
• Graduate of Engineering or Economics background.
• Good analytical, communication and written skills.
• Licensed Real Estate Appraiser is an advantage.

Responsibilities

• Ensure creditworthiness of existing and prospective loan applicants via verification of information and documents with agencies.
• Evaluate collateral offered to secure a loan, dacion, foreclosure, or sale of bank property; verify location and policy compliance; ensure reports meet standards.

Skills

Analytical skills

Written skills

Communication skills

Education

Engineering or Economics background

Job description

APPRAISER, CREDIT INVESTIGATION & APPRAISAL DEPARTMENT - CONSUMER

Be #InGoodHands with Metrobank!

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Job Summary:

• The role is responsible in ensuring the credit worthiness of existing and prospective loan applicants through verification of information and checking of various documents with the different private and government agencies.
• The role is responsible for the evaluation of collateral being offered to the bank to secure a loan, dacion, foreclosure or for possible sale of a bank property or acquired asset. The role is also in charge of ensuring the exact location of the property under appraisal and ensures its acceptability per existing bank policy, and that the values rendered are fair and reasonable via systematic analysis of available data. The role also ensures that appraisals are within the prescribed TAT and the quality of reports is within the acceptable standards.

Role Exposure:

• Broaden your competencies in credit evaluation/investigation
• Level up your teamwork and collaboration skills as you review loan applications

Qualifications:

• Graduate of Engineering or any course with Economics background
• At least 1 year experience as a CI/Appraiser in a bank or appraisal firm
• With good analytical, communication and written skills
• Licensed Real Estate Appraiser is an advantage

Other Details:

Rank: Rank and File

Unit: Office of the President / Credit Group / Credit Investigation and Appraisal Division / Credit Investigation & Appraisal Department