APPRAISER

Metrobank; Taguig; On-site; PHP 320,000 - 520,000; Full time

Job summary

Metrobank is seeking a Collateral Appraiser to evaluate properties offered as collateral for loan security and bank purposes. You will conduct inspections, verify titles and documents, and prepare comprehensive valuation reports compliant with bank policy and turnaround times.

The role involves ocular inspections, data gathering from government agencies, and ensuring accuracy of valuations for assets such as land, buildings, and inventories. Fresh graduates are welcome to apply.

Qualifications

• Bachelor's degree or relevant field.
• Fresh graduates are welcome to apply.

Responsibilities

• Evaluate collateral offered to the bank and ensure appraisals meet policy and TAT standards.
• Inspect and appraise properties offered as collateral, including foreclosures and Dacion en Pago, for bank purposes.
• Perform ocular inspections and prepare valuation reports using standard approaches and techniques.

Skills

Collateral evaluation

Property appraisal

Data analysis

Documents review

Education

Bachelor's degree in business-related field

Job description

Here at Metrobank, we don't simply hire employees-we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Job Summary:

• Responsible for the evaluation of collateral being offered to the bank
• to secure a loan, dacion en pago, foreclosure or for possible sale of a bank property and/or acquired asset, Employee's Housing and other bank purpose. To ascertain the exact location of the property under appraisal and ensure its acceptability per existing bank policy. Ensures that the values rendered are fair and reasonable via systematic analysis of available data. To ensure that appraisals are within the prescribed TAT and the quality of reports are within the acceptable standards.

Role Exposure:

• Conducts Inspection & Appraisal of properties offered as collateral, foreclosure, and Dacion en Pago.
• Conducts Inspection & Appraisal of properties as requested by HRMG (for Employee Provident Fund Housing Assistance), GSG-AAMDG, and Metrobank Subsidiaries.
• Ensure an acceptable quality of work and reports are submitted within the prescribed TAT.
• Responsible for the inspection and appraisal of properties offered as collateral and/or for Dacion en Pago to the bank. This includes the conduct of ocular inspection to provide a comprehensive analysis and valuation of land, building, other land improvements, machinery & equipment and merchandise inventories and prepares a valuation report using the different approaches and techniques in valuation.
• Thoroughly scrutinize all documents submitted by the client to ascertain completeness and clarity of titles, plans, tax declarations, inventory lists and other pertinent documents related to appraisal. Notes possible discrepancies in the documents submitted.
• Prepares internal lot plan and label the boundaries of the property as indicated in the TCT.
• Conducts tax mapping and other means to verify the existence and exact location of the property under appraisal.
• Conducts research with different government agencies and other entities when necessary to aid in the appraisal such as LRA, LMB, DPWH, Assessors Office, Registry of Deeds, Homeowners Association, Condominium Corporation, etc .

Qualifications:

• Bachelor's degree in a business-related course or any relevant field. Fresh graduates are welcome to apply.

Other Details:

Rank: Rank and File

Unit: Office of the President / Credit Group / Credit and Investigation & Appraisal /