Ci / Appraiser - Cebu

Meaningful Banking From Metrobank; Compostela; On-site; PHP 300,000 - 420,000; Full time

Job summary

Meaningful Banking From Metrobank in Cebu is seeking a CI / Appraiser to join our Credit Investigation and Appraisal division. The role covers verifying borrower information, assessing creditworthiness, and evaluating collateral for loan security and potential asset disposal.

The position requires a background in Engineering or Economics and at least 1 year of relevant experience; strong analytical, written and verbal communication skills are essential.

Qualifications

• Graduate of Engineering or any course with Economics background.
• At least 1 year experience as a CI/Appraiser in a bank or appraisal firm.
• With good analytical, communication and written skills.
• Licensed Real Estate Appraiser is an advantage.

Responsibilities

• Verify borrower information and documents to assess creditworthiness.
• Evaluate collateral for loans, ensure location and compliance with policy, and assess value.

Skills

Analytical skills

Written skills

Communication

Education

Engineering or Economics background

Job description

CI / Appraiser - Cebu

Company : Meaningful Banking From Metrobank Job Type : Full Time Cebu City, Philippines

Job Description - CI / Appraiser - Cebu

Be #InGoodHands with Metrobank!

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Position Title: CI / Appraiser - Cebu

Job Summary:

As Credit Investigator

• The role is responsible in ensuring the credit worthiness of existing and prospective loan applicants through verification of information and checking of various documents with the different private and government agencies.

As Appraiser

• The role is responsible for the evaluation of collateral being offered to the bank to secure a loan, dacion, foreclosure or for possible sale of a bank property or acquired asset. The role is also in charge of ensuring the exact location of the property under appraisal and ensures its acceptability per existing bank policy, and that the values rendered are fair and reasonable via systematic analysis of available data. The role also ensures that appraisals are within the prescribed TAT and the quality of reports is within the acceptable standards.

Role Exposure:

• Broaden your competencies in credit evaluation/investigation
• Level up your teamwork and collaboration skills as you review loan applications

Qualifications:

• Graduate of Engineering or any course with Economics background
• At least 1 year experience as a CI/Appraiser in a bank or appraisal firm
• With good analytical, communication and written skills
• Licensed Real Estate Appraiser is an advantage

Other Details:

Rank: Rank and File

Unit: Office of the President / Credit Group / Credit Investigation and Appraisal Division / Credit Investigation & Appraisal Department

Location: Cebu

About the Company

Meaningful Banking From Metrobank

Don't let the name fool you -- Metrobank is a global operation. The Metropolitan Bank and Trust Company provides a full range of banking services to individual and commercial clients through around 800 offices in the Philippines, Asia, Europe, and the US. Its services include deposits, savings, loan...