Appraiser, Credit Investigation & Appraisal Department - Consumer

Meaningful Banking From Metrobank; Philippines; Presencial; PHP 400.000 - 600.000; Jornada completa

Descripción de la vacante

Meaningful Banking From Metrobank in the Philippines is seeking an CI/Appraiser for the Consumer division. The role combines credit investigation to assess loan applicants and collateral appraisal to value assets offered as security.

You will verify information with private and government agencies, ensuring compliance with bank policies and timely, accurate reports. The successful candidate will have a degree in Engineering or Economics, at least 1 year of CI/Appraiser experience, and strong

Formación

• Graduate of Engineering or any course with Economics background.
• With good analytical, communication and written skills.
• Licensed Real Estate Appraiser is an advantage.

Responsabilidades

• Verify the credit worthiness of loan applicants through verification of information with private and government agencies.
• Evaluate collateral being offered to secure a loan and ensure appraisal quality within bank policy.
• Ensure appraisals are within turnaround times and reports meet quality standards.

Conocimientos

Analytical skills

Communication skills

Written skills

Educación

Engineering or Economics background

Descripción del empleo

Appraiser, Credit Investigation & Appraisal Department - Consumer

Company : Meaningful Banking From Metrobank Job Type : Full Time Philippines

Job Description - Appraiser, Credit Investigation & Appraisal Department - Consumer

Be #InGoodHands with Metrobank!

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Position Title: CI / Appraiser

Job Summary

As Credit Investigator

• The role is responsible in ensuring the credit worthiness of existing and prospective loan applicants through verification of information and checking of various documents with the different private and government agencies.

As Appraiser

• The role is responsible for the evaluation of collateral being offered to the bank to secure a loan, dacion, foreclosure or for possible sale of a bank property or acquired asset. The role is also in charge of ensuring the exact location of the property under appraisal and ensures its acceptability per existing bank policy, and that the values rendered are fair and reasonable via systematic analysis of available data. The role also ensures that appraisals are within the prescribed TAT and the quality of reports is within the acceptable standards.

Role Exposure

• Broaden your competencies in credit evaluation/investigation
• Level up your teamwork and collaboration skills as you review loan applications

Qualifications

• Graduate of Engineering or any course with Economics background
• At least 1 year experience as a CI/Appraiser in a bank or appraisal firm
• With good analytical, communication and written skills
• Licensed Real Estate Appraiser is an advantage

Other Details

Rank: Rank and File

Unit: Office of the President / Credit Group / Credit Investigation and Appraisal Division / Credit Investigation & Appraisal Department

Location: BGC, Taguig The Shops

About the Company

Meaningful Banking From Metrobank

Don't let the name fool you -- Metrobank is a global operation. The Metropolitan Bank and Trust Company provides a full range of banking services to individual and commercial clients through around 800 offices in the Philippines, Asia, Europe, and the US. Its services include deposits, savings, loan...