Business Unit Lead - Lending (Digital Bank)

Michael Page; Pasig; On-site; PHP 1,000,000 - 1,500,000; Full time

Benefits offered by this job

Impact & Purpose

Innovation & Growth

Career Progression & Stability

Job summary

A leading recruitment firm in the Philippines is looking for a Product Manager to oversee the performance of lending products in a fast-growing digital banking environment. This role includes monitoring KPIs, collaborating cross-functionally, and mentoring junior team members. Candidates should have a Bachelor's degree and 5-7 years of relevant experience in lending or fintech, coupled with strong skills in process optimization and credit risk principles. The position offers opportunities for career growth and a purpose-driven mission.

Qualifications

• 5-7 years experience in lending or fintech, with exposure to digital products.
• Familiarity with credit risk principles and regulatory compliance.
• Proven ability to manage product performance and implement process improvements.

Responsibilities

• Own day‑to‑day performance of assigned lending products.
• Monitor KPIs: disbursement volumes, conversion rates, yield, and delinquency.
• Coordinate with Marketing, Finance, and Operations for campaign success.

Skills

Product performance management

Process improvements

Cross-functional collaboration

Credit risk principles

Education

Bachelor's degree in Business, Finance, or related field

Job description

Highlights

• Be part of a fast‑paced, innovative learning environment
• A company that has a purpose‑driven mission with meaningful impact

About Our Client

A fast-growing player in the digital banking space, focused on creating accessible financial solutions for underserved segments.

Job Description

1. Product Execution & Performance

• Own day‑to‑day performance of assigned lending products (e.g., term loans, salary‑linked lending).
• Monitor KPIs: disbursement volumes, conversion rates, yield, and delinquency.
• Implement funnel improvements (offer logic, booking, disbursement).

2. Digital Enablement & Process Optimization

• Partner with Tech and Data teams to enhance digital onboarding and underwriting processes.
• Support automation initiatives and CRM signal integration for better customer journeys.

3. Portfolio Health & Risk Alignment

• Track product‑level portfolio health and escape early warning signals.
• Work with Risk and Collections to implement scorecards and remediation strategies.

4. Cross‑functional Collaboration

• Coordinate with Marketing, Finance, and Operations to ensure product‑market fit and campaign success.
• Prepare product performance reports for Lending Business Head and internal stakeholders.

5. Team Contribution

• Mentor junior analysts or specialists within the lending tribe.
• Contribute to capability‑building initiatives and knowledge sharing.

The Successful Applicant

• Bachelor's degree in Business, Finance, or related field
• 5‑7 years experience in lending or fintech, with exposure to digital products
• Familiarity with credit risk principles and regulatory compliance
• Proven ability to manage product performance and implement process improvements

What's on Offer

• Impact & Purpose
• Innovation & Growth
• Career Progression & Stability