Product Manager, (Retail or Consumer Lending)

PJ Lhuillier Group of Companies; Makati; Vor Ort; PHP 1.400.000 - 3.400.000; Vollzeit

Zusammenfassung

PJ Lhuillier Group of Companies invites a Head of Product Management for BANK LOANS to lead the strategy and end-to-end management of the Bank's loan portfolio, including business, teachers’ salary, personal, microloans and corporate lending.

The role requires strong expertise in retail and corporate lending, credit risk management, and credit operations, with a proven track record in leading product teams within a regulated banking environment.

Qualifikationen

• Bachelor's degree or equivalent in Engineering or related field.
• 8-10 years' experience in product management.

Aufgaben

• Define the product vision and drive the roadmap.
• Translate market trends into a clear product direction.
• Represent the customer’s voice throughout the product life cycle.
• Measure product metrics against goals and plan iterations.
• Own the full life cycle: Ideation, Market research, Business case, Board presentation, Launch, Post-launch.

Kenntnisse

Product management

Leadership

Credit risk management

Ausbildung

Bachelor's degree or equivalent in Engineering or related field of study

Jobbeschreibung

PJLI is seeking a Head of Product Management for BANK LOANS to lead the strategic direction and end-to-end management of the Bank's loan portfolio — spanning business loans, teachers' salary loans, personal loans, microloans, and corporate lending — from ideation and business case development through Board presentation, launch, and post-launch performance. The ideal candidate brings strong expertise in retail and corporate lending, credit risk management, and credit operations, along with a proven track record of leading product teams and driving commercial growth and innovation in a regulated banking environment.

Responsibilities

• Define the product vision and drive the roadmap.


• Translate market trends into a clear product direction.


• Represent the customer’s voice throughout the product life cycle.


• Measure product metrics against goals and plan iterations.


• Own the full life cycle:


• Ideation: Identify and screen opportunities.


• Market research: Size the market, benchmark competitors, validate demand.


• Business case: Build the financial model and align Finance, Risk, and Compliance.


• Board presentation: Present the proposal and secure approvals.


• Launch: Lead the cross-functional plan, testing, and go-live.


• Post-launch: Track results, report, and recommend scale, repricing, or sunset.

Qualifications

• Bachelor's degree or equivalent in Engineering or related field of study


• 8-10 years' experience in product management