Head of Digital Lending & Product Growth

TOYOTA KREDITBANK GMBH; Pasig; Vor Ort; PHP 1.000.000 - 1.500.000; Vollzeit

Benefits dieser Stelle

Impact & Purpose

Innovation & Growth

Career Progression & Stability

Zusammenfassung

A leading recruitment firm in the Philippines is looking for a Product Manager to oversee the performance of lending products in a fast-growing digital banking environment. This role includes monitoring KPIs, collaborating cross-functionally, and mentoring junior team members. Candidates should have a Bachelor's degree and 5-7 years of relevant experience in lending or fintech, coupled with strong skills in process optimization and credit risk principles. The position offers opportunities for career growth and a purpose-driven mission.

Qualifikationen

• 5-7 years experience in lending or fintech, with exposure to digital products.
• Familiarity with credit risk principles and regulatory compliance.
• Proven ability to manage product performance and implement process improvements.

Aufgaben

• Own day‑to‑day performance of assigned lending products.
• Monitor KPIs: disbursement volumes, conversion rates, yield, and delinquency.
• Coordinate with Marketing, Finance, and Operations for campaign success.

Kenntnisse

Product performance management

Process improvements

Cross-functional collaboration

Credit risk principles

Ausbildung

Bachelor's degree in Business, Finance, or related field

Jobbeschreibung

• Be part of a fast‑paced, innovative learning environment
• A company that has a purpose‑driven mission with meaningful impact

About Our Client

A fast-growing player in the digital banking space, focused on creating accessible financial solutions for underserved segments.

Job Description

1. Product Execution & Performance

• Own day-to-day performance of assigned lending products (e.g., term loans, salary-linked lending).
• Monitor KPIs: disbursement volumes, conversion rates, yield, and delinquency.
• Implement funnel improvements (offer logic, booking, disbursement).

2. Digital Enablement & Process Optimization

• Partner with Tech and Data teams to enhance digital onboarding and underwriting processes.
• Support automation initiatives and CRM signal integration for better customer journeys.

3. Portfolio Health & Risk Alignment

• Track product-level portfolio health and escalate early warning signals.
• Work with Risk and Collections to implement scorecards and remediation strategies.

4. Cross-functional Collaboration

• Coordinate with Marketing, Finance, and Operations to ensure product-market fit and campaign success.
• Prepare product performance reports for Lending Business Head and internal stakeholders.

5. Team Contribution

• Mentor junior analysts or specialists within the lending tribe.
• Contribute to capability-building initiatives and knowledge sharing.

The Successful Applicant

• Bachelor's degree in Business, Finance, or related field
• 5-7 years experience in lending or fintech, with exposure to digital products
• Familiarity with credit risk principles and regulatory compliance
• Proven ability to manage product performance and implement process improvements

What's on Offer

• 
  
  Impact & Purpose
• 
  
  Innovation & Growth
• 
  
  Career Progression & Stability