Product Manager For Tendo Loans

Tonik; Pasig; On-site; PHP 1,339,000 - 2,009,000; Full time

Job summary

Tonik is seeking a Product Manager to own an assigned portion of the Tendo loan product initiatives, from requirements through UAT to go-live. You will drive the roadmap delivery and backlog with the Product Lead, coordinating with LMS, backoffice, backend, and web/mobile teams.

The role requires 5+ years in product management (fintech or banking) and strong requirements-writing skills. Collaboration with Risk, Compliance, Finance, and Fraud is essential for portfolio quality.

Qualifications

• Bachelor’s degree in business, finance, IT, or a related field.
• 5+ years in product management (ideally fintech or banking), including 3+ years building and launching B2C lending products.
• Strong requirements-writing skills and a track record of delivering multiple concurrent initiatives to tight timelines across business and technology teams.
• Experience with a loan management system, core banking, or credit/risk scoring system (cloud or on-prem); familiarity with BSP lending regulations is a plus.
• Data-driven mindset and strong Excel skills (PowerBI or Datadog a plus).
• Familiarity with Figma, LucidChart, Confluence, and Jira.
• Excellent problem-solving, analytical, and stakeholder management skills.
• Plus: experience integrating third-party vendors and APIs (messaging, identity verification, payments), employer-linked or salary-based lending, or operational roles.

Responsibilities

• Own an assigned portion of Tendo loan product initiatives end to end from requirements through UAT to go-live.
• Drive delivery of the roadmap and backlog as directed by the Product Lead.
• Write BRDs/PRDs, user stories, acceptance criteria, and test scenarios.
• Prioritize the backlog with the Product Lead, including strategic items, bug fixes, and compliance requests.
• Coordinate development across LMS, backoffice, backend, and web/mobile with tech delivery and the Product Lead.
• Manage third-party vendors and integrations.
• Run end-to-end UAT across app, web, and backend systems.

Skills

Data-driven mindset

Excel skills

Stakeholder management

Education

Bachelor’s degree in business, finance, IT, or related field

Tools

Figma

LucidChart

Confluence

Jira

PowerBI

Datadog

Job description

Job Description:

Report to the Tendo Product Lead and own an assigned portion of Tendo loan product initiatives end to end, from requirements through UAT to go-live. The Product Lead sets overall direction; you drive delivery of the roadmap and backlog.

What You'll Do

Business Acumen

• Support the Product Lead in driving stakeholder decisions on loan pricing and fees, servicing rules, and credit scorecard and limit decisioning


• Track and optimize key metrics (onboarding conversion, loan availment, delinquency/NPL, collections, cost-to-serve) to grow Tendo’s contribution to the bottom line


• Turn performance data and customer, employer, and partner feedback into product enhancements and new opportunities, building a bottom-up view that keeps the roadmap aligned with top-down direction

Product Execution

• Write BRDs/PRDs, user stories, acceptance criteria, and test scenarios


• Prioritize the backlog with the Product Lead, covering strategic items as well as bug fixes, enhancements, and compliance and finance requests, with a clear view of scope, dependencies, and timelines


• Work with Tendo and Tonik Technology teams to refine requirements with business analysts, coordinate development across LMS, backoffice, backend, and web/mobile, and agree on release plans with tech delivery and the Product Lead


• Manage third-party vendors and integrations


• Run end-to-end UAT, from the app and web interface to backend processing (LMS, backoffice, credit scoring, integrated systems)

Operational Excellence

• Partner with Risk, Compliance, Finance, FinOps, Underwriting, and Fraud to improve portfolio quality and ensure compliance with BSP regulations and lending best practices


• Cascade product and process changes to Collections, Customer Service, FinOps, HR, Marketing, and other support teams


• Ensure smooth go-lives with release communications and go-to-market plans for every launch

What You Bring

• Bachelor’s degree in business, finance, IT, or a related field


• 5+ years in product management (ideally fintech or banking), including 3+ years building and launching B2C lending products


• Strong requirements-writing skills and a track record of delivering multiple concurrent initiatives to tight timelines across business and technology teams


• Experience with a loan management system, core banking, or credit/risk scoring system (cloud or on-prem); familiarity with BSP lending regulations is a plus


• Data-driven mindset and strong Excel skills (PowerBI or Datadog a plus)


• Familiarity with Figma, LucidChart, Confluence, and Jira


• Excellent problem-solving, analytical, and stakeholder management skills


• Plus: experience integrating third-party vendors and APIs (messaging, identity verification, payments), employer-linked or salary-based lending, or operational roles