BUSINESS RISK OFFICER

Bank of the Philippine Islands (BPI); Manila; On-site; PHP 600,000 - 900,000; Full time

Job summary

Bank of the Philippine Islands (BPI) is seeking a Business Risk Officer - Unsecured Lending and Cards to support the Consumer and BB Head in building risk culture and awareness across the Unsecured Lending and Cards group.

Key duties include coordinating risk management implementation, proactively identifying credit and operational risks, and ensuring timely dissemination of risk-related information to internal units and regulators.

Qualifications

• Bachelor's degree in business or accounting-related field.
• At least 2 years' banking experience in Risk Management.

Responsibilities

• Coordinates, reviews, and monitors implementation of the Bank's Risk Management.
• Proactively identifies and monitors credit and operational risks to prevent sanctions, losses, or reputational damage.
• Disseminates information on risk matters, including new policies and changes, to relevant units.

Education

Bachelor's Degree in business or accounting-related course

Job description

The Business Risk Officer - Unsecured Lending and Cards supports the Business Risk - Consumer and BB Head in building and implementing risk management culture and risk awareness guided by the programs and objectives of the Risk Management Program of the Bank across the Unsecured Lending and Cards Group.

Duties And Responsilities

• 3.1. Coordinates, reviews, and monitors implementation of the Bank's Risk Management,
• Head, Business Risk -Consumer and BB
• Business Risk Officer -ULC
• Business Risk Officer -RLBG
• Business Risk Officer -BB
• Compliance and AML Programs, including but not limited to all Compliance and Risk Assessment Documents (e.g. Business Recovery Plan, Compliance Matrix, RCSA, etc.)
• 3.2. Proactive identification and monitoring of credit and operational risks that could result to the imposition of legal or regulatory sanctions, financial loss, or loss to reputation as a consequence of the failure to comply with all applicable laws, regulations, codes of conduct and standard of good practice.
• 3.3. Ensures proper information dissemination on matters concerning the Unsecured Lending and Cards Group, including new policies and regulations, changes in processes, roll-out of risk-related initiatives, lectures, and trainings as needed.
• 3.4. Supports and coordinates with Unsecured Lending and Cards units during the conduct of portfolio/product review, internal or external audit, and regulatory examination.
• 3.5. Establishes a clear and open communication line between the Unsecured Lending and Cards units, oversight units such as Internal Audit, Risk Management Office, and Compliance Office, and the Bank's external auditors and regulators.

Qualifications

• Bachelor's Degree in business or accounting-related course
• At least 2 years' experience in the banking industry under Risk Management.