Head of Risk Management

Hua Nan Commercial Bank, Ltd.; Metro Manila; On-site; PHP 420,000 - 720,000; Full time

Job summary

Hua Nan Commercial Bank, Ltd. in Manila is seeking a detail-oriented Risk Management Analyst to monitor and update risk policies, assess branch exposure, and ensure compliance with regulatory standards.

The role involves coordinating with management on risk limits and delivering timely reports. You will analyze credit risk across corporate borrowers, prepare committee materials, maintain internal risk databases, and contribute to business continuity planning.

Qualifications

• Bachelor’s degree level in Accounting/Banking/Econometric Mathematics (or similar)/Finance.
• Computer literate and good English proficiency.

Responsibilities

• Keep risk management policies and procedures updated and assess branch exposure to various risks.
• Prepare and follow up Monthly Risk Management Committee and ALCO.
• Conduct monthly Credit reviews on loans.
• Update Database of Internal Credit Risk Rating System.
• Prepare and submit reports to Management/HO Risk/BSP as required.
• Have knowledge in Business Plan, Recovery Plan and ICAAP.

Skills

Strong communication

English proficiency

Interpersonal skills

Overtime willingness

Credit risk analysis

Computer literacy

Education

Bachelor’s degree in Accounting/Banking/Finance/Finance/ Econometric Mathematics

Tools

Bloomberg Terminal

Job description

• -College/Bachelor’s degree level in Accounting/Banking/Econometric Mathematics (or similar)/Finance. Computer literate. Good oral and written English proficiency.
• -Strong inter-personal and interdisciplinary communication skills, hardworking and versatile attitude to the job and tasks assigned.
• -Willing to work overtime if needed.
• -With a basic understanding of analyzing credit risk of corporate borrowers ranging from small to medium enterprise to large corporations as well as Banks institutions rules and regulations, know how to use Bloomberg Terminal.

1. 1.Keeping the Risk Management related policies and procedures updated and help to regularly assess the Branch exposure to market risk, operational risk, liquidity risk, interest rate risk, compliance risk, strategic risk, concentration risk, reputational risk and ESG risk, and any emerging risks.
2. 2.Prepare and follow up Monthly Risk Management Committee and ALCO.
3. 3.Conduct monthly Credit review on Loans.
4. 4.Update Database of Internal Credit Risk Rating System.
5. 5.Prepare and submit Daily/Monthly/Quarterly/Semi-Annually/Annually (or as required) reports to Management/HO Risk/BSP.
6. 6.Must have knowledge in Business Plan, Recovery Plan and ICAAP.
7. 7.Prepare Securities related reports as required.
8. 8.Contribute to credit committee discussions.
9. 9.Monitor compliance with risk limits and policies & procedures, and provide timely suggestion on actions taken.
10. 10.Provide suggestion on business continuity plans to enhance operational resilience