Branch Manager

Cepat Kredit Financing Inc.; Cebu City; On-site; PHP 600,000 - 900,000; Full time

Benefits offered by this job

Competitive Salary and BenefitsPackage

Performance-Based Bonuses

Career Growth and Leadership Develop

Government Mandated Benefits

Dynamic and Collaborative Work Env

Impact in fast-growing financing co

Job summary

Cepat Kredit Financing Inc. is seeking a Branch Manager – Non-Collateral Loans to lead our Cebu City branch, drive sales, ensure strict credit discipline, and maintain regulatory compliance. You will coach the sales team, manage operations, and develop local partnerships to grow the unsecured loan portfolio.

The role requires 3–5 years in banking or microfinance with at least 2 years in supervision, and the ability to travel within the area as needed.

Qualifications

• Bachelor's degree in business, marketing, finance, economics or related field.
• 3–5 years in banking, financing, lending, or microfinance with 2+ years in supervision.
• Proven experience in unsecured loan products, branch operations, and sales management.

Responsibilities

• Drive branch sales performance and achieve monthly and annual targets.
• Develop business development strategies to increase loan applications and customer acquisition.
• Manage branch operations, ensuring efficient and compliant loan processing.
• Lead, coach, and develop Sales Team Leaders and staff to maximize productivity.
• Monitor productivity, portfolio quality, delinquency, and collections performance.
• Build relationships with clients, referral partners, and community organizations.
• Ensure adherence to credit policies, procedures, and regulatory requirements.
• Prepare and present branch performance reports and forecasts to Management.
• Identify market opportunities and expand company presence in the territory.

Skills

Leadership

People management

Communication

Negotiation

Analytical

Problem solving

Customer service orientation

Fieldwork travel

Education

Bachelor's Degree in Business Administration

Job description

Job Summary

Cepat Kredit Financing Inc. is looking for a highly motivated and results-oriented Branch Manager – Non-Collateral Loans to oversee branch operations, drive sales performance, and grow the Company's unsecured loan portfolio. The ideal candidate will lead the branch team in achieving business targets, maintaining portfolio quality, and delivering exceptional customer service while ensuring compliance with company policies and regulatory requirements.

Key Responsibilities

• Drive branch sales performance and ensure achievement of monthly and annual business targets.

• Develop and execute business development strategies to increase loan applications and customer acquisition.

• Manage the overall operations of the branch, ensuring efficient and compliant loan processing.

• Lead, coach, and develop Sales Team Leaders, Sales Associates, and branch personnel to maximize productivity and performance.

• Monitor branch productivity, loan releases, portfolio quality, delinquency rates, and collection performance.

• Build and maintain strong relationships with clients, referral partners, local businesses, and community organizations.

• Ensure adherence to credit policies, operational procedures, and regulatory requirements.

• Conduct regular branch performance reviews and implement action plans to improve results.

• Collaborate with Credit, Operations, Collections, Marketing, and other support units to ensure seamless customer service.

• Prepare and present branch performance reports, forecasts, and business recommendations to Management.

• Identify market opportunities and implement initiatives to expand the Company's presence within the assigned territory.

Qualifications

• Bachelor's Degree in Business Administration, Marketing, Finance, Economics, or any related field.

• At least 3–5 years of experience in Banking, Financing, Lending, or Microfinance, with at least 2 years in a supervisory or managerial role.

• Proven experience in unsecured loan products, branch operations, sales management, or business development.

• Strong leadership, coaching, and people management skills.

• Excellent communication, negotiation, analytical, and problem-solving abilities.

• Results-driven with a strong customer service orientation.

• Willing to do fieldwork and travel within the assigned area.

Why Join Cepat Kredit Financing Inc.?

• Competitive Salary and Benefits Package

• Performance-Based Bonuses

• Career Growth and Leadership Development Opportunities

• Government Mandated Benefits

• Dynamic and Collaborative Work Environment

• Opportunity to make a significant impact in a fast-growing financing company